Head of Residential Mortgage and Consumer Portfolio Management - FID Secured Lending - Executiv

Responsibilities

• Assessing and managing risk across the Residential and Consumer platform
• Evaluating new transactions and facility amendments and assessing asset quality, structure, documentation and counter party risk
• Driving development of risk analytics, stress testing and reporting frameworks to enhance decision-making
• Informing business strategy and capital allocation decisions through market intelligence, asset‑level research, and forward‑looking risk analysis
• Representing the platform in interactions with regulators, borrowers, co‑lenders, and internal governance forums
• Performing periodic business reviews and providing reporting to FSL senior leadership as well as business partners in Credit Risk and Capital Markets
• Enhancing automation and scalability of portfolio monitoring processes
• Leading a global team of asset managers. Responsible for training, direction and performance management
• Fostering a culture of accountability, ownership, and collaboration

• Extensive expertise in residential mortgage risk management across product types (agency, jumbo, non-QM, NPL/RPL, bridge, CES, SFR). Experience with other consumer asset classes a plus (auto, student loan, unsecured consumer, home improvement)
• Deep understanding of residential mortgage markets, financing structures, and risk management principles
• Strong communication, planning, and organizational skills
• Excellent analytical and business problem solving skills
• Degree from competitive undergraduate / graduate program

• Ability to influence senior decision makers and drive consensus
• Leadership: ability to lead, scale and motivate global teams
• Ownership mindset
• Highly motivated, proactive, and strategic
• Comfortable operating in a high‑intensity, fast‑moving environment with multiple competing priorities
• Commitment to continuous improvement and innovation
• Strong work ethic

Expected base pay rates for the role will be between $225,000 and $300,000 per year at the commencement of employment for Executive Director. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.