Financial Analyst

Location: New York

Is the opportunity to join a culture where “We Do the Right Thing,” and “We Courageously Shape Our Future Together” important to you? If so, Guardian is seeking a motivated individual to join our team as a Financial Analyst.

Reporting to the Head of Planning & Expense Consolidation, this role plays a central position within Group FP&A, supporting consolidated expense planning, reporting, and strategic analytics across the Group Benefits organization.

The Financial Analyst partners closely with Expense Management, Product, Pricing, and senior leadership to deliver actionable insights, enhance expense transparency, and support business decision-making. This role combines executive reporting, operational rigor, and forward-looking analytics to influence financial outcomes.

You will Expense Planning & Leadership Support Own consolidated expense exhibits supporting the annual planning process and executive leadership reviews

Develop clear, executive-ready materials highlighting key drivers, risks, and opportunities

Partner with Expense Management to validate planning assumptions

Strategic Expense Analytics Support enterprise-wide expense studies and benchmarking initiatives

Provide detailed analytics across product, department, and account dimensions

Translate complex financial data into actionable insights

Strategically partner and support transformational initiatives inclusive of business case development

Unit Cost & Performance Metrics Own monthly unit cost reporting, validation, and distribution

Ensure timely and accurate refresh of YTD expense data Enhance visibility into cost efficiency and performance trends

Product Allocations Own and maintain product allocation methodologies across Group cost centers

Partner with Pricing and business leaders to support product margin targets

Resolve allocation variances across Group and Corporate structures

Transformation & Organizational Support Support transformation initiatives and organizational changes

Validate department alignment and assess financial implications

Identify opportunities to streamline and improve planning processes

Product Strategy Support Partner with product teams on profitability and cost analysis

Provide expense insights tied to allocations and unit cost drivers

Ad Hoc & Cross-Functional Analysis Deliver targeted expense analyses for actuarial, regulatory, and leadership needs

Support cost management, acquisition, and renewal analysis

Respond to evolving business priorities with strong analytical support

Systems & Controls Participate in UAT testing and enhancements for financial systems (e.g., Oracle)
Ensure integrity, accuracy, and efficiency of expense reporting processes

Support automation and modernization of FP&A workflows

Technical Skills Excel (advanced beginner to intermediate)
Formulas (SUMIFS, INDEX/MATCH, basic modeling)
Data manipulation (pivot tables, lookups)
Familiarity with financial ledger and planning tools.

Ability to:

Analyze variances (actual vs plan, forecast vs prior)
Identify key drivers of financial performance

Translate data into insights

You have

Required

Bachelor’s degree in Finance, Accounting, Economics, or related field4+ years of FP&A, financial analysis, or expense management experience

Strong analytical and financial modeling skills

Advanced Excel and PowerPoint proficiency

Ability to synthesize complex data into clear, executive-level insights

Strong communication and collaboration skills

Preferred

Experience in insurance or financial services

Familiarity with Oracle Planning / Hyperion / Smart View Experience  with large, matrixed organizations

Location/Travel Hybrid: 3 days in a Guardian office located in Hudson Yards, NYC;
Holmdel NJ;
Boston, MA or Bethlehem, PA.Salary Range:$ - $The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise At Guardian, you’ll have the support and flexibility to achieve your professional…