Deputy BSA​/AML Officer Lead

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money.

More about our mission and what we offer.

• Supervision of our appropriate measures to ensure that Financial crime risks are taken into account in our day-to-day operations.
• Provide advice and guidance to other teams and key stakeholders – regionally and globally, on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures
• Support in the development and maintenance of the compliance Fin Crime oversight framework and our North America AML and Sanctions policies
• Prepare quarterly compliance reports to the leadership team of the Wise National Trust
• Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features
• Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required showcasing Wise’s strong oversight compliance framework
• Deputising for the BSA/AML Officer as required ensuring that there is strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD
• Serve as a member of the US SAR committee, providing feedback to our FinCEN Reporting Team
• Contribute to the company’s Financial Crime Risk Assessment
• Horizon scanning of new Fin Crime regulatory developments and maintaining oversight of implementation of such development which impact business activities
• Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans

• 10+ years in financial crime compliance
• Direct experience with federal regulators
• Theory. You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC and may be currently working or have worked within the area of financial crime compliance preferably in a fast paced environment either in-house or as a consultant.
• Practice. You have demonstrable experience designing and challenging processes, ideally across multiple products. You have thought deeply about the Wise mission and how it intersects with compliance.
• Passion. You are solution oriented and get a kick out of improving current practices and processes and can apply different compliance strategies to develop compliance frameworks.
• Communication. You are a comfortable and effective communicator in both your writing and speaking. You can convey complex ideas effectively to both internal and external audiences.
• Get the job done. You have a sense of urgency and an ability to work well under pressure, prioritizing, taking responsibility and working to tight deadlines with the capability to handle multiple projects at one time.
• Detail. You have meticulous attention to detail and if you’ve skimmed through without reading this bullet point, we are sure a bank would love to have you.
• Team player. You have great people skills and can effectively and efficiently collaborate, build relationships with colleagues throughout the business and across the globe.
• Travel. You must be willing to travel to our other offices as required.
• Must already be legally authorized to work in the US, we cannot provide Visas for this role
• This is NOT a remote position, this is a full-time position that will be located in New York City with three days a week required in-office

• J.D.
• Certification as a Global Sanctions Specialist (CGSS), Certified Anti-Money Laundering Specialist (CAMS) or similar.
• Experience with conducting risk assessments
• Experience conducting QA/QC on SARs
• Experience filing SARs or OFAC reports electronically
• Experience with training/mentoring junior team members.
• Prior experience at a fintech