AVP-Ratings; Municipal Products

Let’s begin! AVP-Ratings (Municipal Supported Products) (14131)

At Moody s, we unite the brightest minds to turn today s risks into tomorrow s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody s is transforming how the world sees risk.

As a global leader in ratings and integrated risk assessment, we re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

• Demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance sectors
• Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions
• Cash flow modeling experience, preferably related to bond transactions
• Experience working directly with legal counsel, underwriters, and bankers
• Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis
• Experience in gas and electric prepayment transactions and strucutres that include bank support would be preferred but not required
• Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders
• Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes
• Adaptability and comfort working with a variety of technical tools and teams including a basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

• Bachelor s degree required in finance, real estate, economics, statistics, public policy, public finance or a related field
• Master s degree or JD preferred

This role is responsible for managing a diverse portfolio of municipal supported credits, delivering rigorous credit analysis and clear market-facing insights across the public finance sector.

• Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements
• Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market
• Collaborate with multiple teams across Moody s public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions
• Participate in Rating Committees for their own credits and sector, contributing to the analytical discussions regularly
• Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views
• Produce topical, transparent and forward-looking research for rated organizations and transactions, sector-wide themes and cross-sector trends
• Collaborate across the organization on strategic projects and initiatives while maintaining the highest levels of professional integrity, transparency and fairness in all interactions
• Engage in ongoing learning, demonstrating multicultural awareness and a commitment to professional growth

Our Public Finance Group team is responsible for delivering high-quality credit opinions and insights that…