Senior Associate or Vice President - Asset Backed Finance

General Function

Client-facing deal execution role (Senior Associate / VP) on the deal team working on asset securitization transactions focusing on Consumer and Commercial asset classes.

Responsible for execution of securitization asset financings including structuring, lending, securitization and private placement (144a or 4a2), portfolio purchase, and advisory.

Work with ABF Credit Solutions to support existing management of the current portfolio and clients, performing underwriting in collaboration with Credit Risk on opportunities, whether loan or other format.

Key support role in origination of ABS and private placement including 144a and 4a2; active in all components of execution: pitching, creating analysis and pitch content, deal execution, idea generation, rating agency dialogue, and coordination with modelers/structurers.

A Senior Associate will lead the evolution and development of the group’s pitch materials and modeling, run the transaction execution process, and oversee the production of high‑quality work by the analyst pool.

• Collaborate with the team to deliver solutions that generate capital markets revenue from a targeted list of clients and prospects.
• Support Relationship Managers and prioritize a pipeline of securitization opportunities.
• Provide leadership in monitoring and reporting the securitization portfolio.
• Create and deliver high‑value financial analysis and market advice to current and prospective securitization clients.
• Participate and provide key support in pitching, driving, leading, managing and closing all aspects of ABS and loan/note asset securitization transactions in public or private markets.
• Manage ABS/private‑placement transaction processes from origination to closing, including rating‑agency agreements, analysis, third‑party coordination, syndication, investor discussions and operational aspects.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field; MBA or advanced certification (e.g., CFA) preferred but not required.
• 5–7 years of total relevant investment banking, capital markets or corporate finance experience, including Associate‑level responsibilities.
• Proven project leadership across multiple concurrent transactions with tight deadlines; ability to manage across senior bankers and external advisors.
• Securities Industry Essentials (SIE), Series 79, and Series 63 licenses (or ability to obtain them within company policy).
• Advanced proficiency in Microsoft Excel and PowerPoint.

• Demonstrated performance history in ABS 144a, 4a2 and loan‑format deal execution and credit underwriting.
• Experience with credit rating agencies and legal teams involved in ABS sector financings.
• Strong understanding of the structural mechanics of ABS transactions.
• Experience financing securitization facilities (warehouse, term loan, portfolio).
• Team‑player ability to collaborate with sector leads on multiple transactions simultaneously.

• Execution Leadership:
  Anticipate roadblocks, manage critical paths, and ensure on‑time, on‑quality delivery across complex engagements.
• Client Impact:
  Elevate client dialogue with insights on valuation, credit, process strategy, and market dynamics.
• Commercial Acumen:
  Support origination with idea generation and identification of cross‑sell opportunities.
• Team Building:
  Develop junior talent through structured feedback and training.
• Risk Management:
  Proactively identify and mitigate operational, reputational, and compliance risks.

Senior Associate or Vice President – Asset Backed Finance

Base Pay Range: $82,100.00 – $ USD annual.

Eligible to participate in an incentive compensation plan. Benefits include comprehensive programs supporting physical, financial, emotional, and social well‑being.

New York, New York 10020

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions. All qualified applicants will receive consideration for employment without regard to race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.