Commercial Bank - Relationship Associate – AVP

Citi is looking for a Senior Relationship Associate to play a central role in managing and deepening client relationships across a global banking network. In this position, you will work closely with Relationship Managers and product partners to deliver seamless client service, coordinate credit processes, and ensure regulatory requirements are met—directly shaping the experience clients have with Citi.

• Serve as a primary point of contact for client networks and internal operational teams, managing escalations and resolving issues efficiently to maintain service continuity.
• Lead the timely completion of Know Your Client (KYC) and other regulatory requirements, collaborating with Relationship Managers and product partners to meet compliance deadlines.
• Support client onboarding for new relationships and subsidiaries, coordinating credit set‑ups and ensuring all initial documentation is completed accurately.
• Coordinate credit requests and approvals across Citi’s global network, partnering with credit administration to keep all credit documentation—including FX, derivatives, loans, and letters of credit—current and accurate.
• Engage with product partners and global coverage teams to identify revenue opportunities and match relevant products to client needs.
• Monitor credit line usage and participate in annual client reviews alongside Independent Risk teams to maintain a clear and up‑to‑date view of client risk exposure.
• Maintain accurate client legal and marketing hierarchies, and ensure periodic client support discussions are documented to the required standard.
• Apply sound judgement when assessing business decisions, upholding regulatory compliance, ethical standards, and transparent reporting of any control issues.

• 5 to 8 years of relevant experience in client relationship management, banking, or a related financial services function.
• Demonstrated ability to manage multiple complex, time-sensitive priorities across cross‑functional and global teams.
• Working knowledge of KYC, credit documentation, and regulatory compliance processes within a banking environment.
• Strong analytical skills with the ability to assess and act on dynamic information from multiple sources to support sound business decisions.
• Clear and effective communication skills, with the ability to engage confidently with clients, senior stakeholders, and internal partners.
• Bachelor’s degree or university‑level qualification, or equivalent professional experience.

• A hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility without losing the benefits of in‑person collaboration.
• Exposure to Citi’s global client network and the opportunity to build expertise across multiple products and markets.
• Structured learning and development opportunities to support your continued professional growth in financial services.
• Wellbeing support and resources designed to help you perform at your best inside and outside of work.
• A competitive compensation and benefits package that recognises the impact you bring to the team and your clients.
• A collaborative, high‑performing team environment where your judgement, initiative, and client focus are genuinely valued.

New York, NY, United States

$88,400 – $132,600 per year, plus additional discretionary and incentive awards, benefits, and paid time off.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.