SBA Franchise Loan Officer

Responsibilities

• Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB “A Better Place to Be”.
• Manage, Evaluate, and process a pipeline of internally provided SBA leads in the Franchise space.
• Evaluate Franchise Disclosure Documents
• Analyze Loan packages including Business Tax Returns and Financial Statements
• Evaluate internal loan referrals, Structure, Package and Process SBA eligible loans
• Prepare and present SBA loan proposals internally and to clients and referral sources
• Monitor the progress of deals and maintain a high level of communication with clients and referral partners throughout the loan process
• Build and maintain strong relationships with potential clients, referral partners, and industry contacts.
• Identify and cultivate new business opportunities for SBA loans.
• Conduct market research to identify trends and business opportunities within the SBA lending space.
• Attend industry events, networking functions, and meetings as needed.
• Stay current on guidelines, lending products, and industry trends.

• Strong “People First” interest and ability.
• Knowledge of relevant Federal and State banking regulations.
• Excellent knowledge of Bank’s products and services.
• 2 - 3 years of experience in SBA business development, sales, or underwriting
• Thorough understanding of SBA eligibility, federal banking compliance and requirements.
• Ability to analyze business financial statements
• Strong communication, negotiation, and interpersonal skills.
• Franchise lending experience
• Franchise analysis experience