Product Manager - Cash Management

About Lorum

Global payments are not broken. Incentives are. Clearing has been deprioritised inside balance sheet driven institutions whose models rely on lending and interest. When liquidity takes priority over settlement, payments slow and certainty drops. The same financial institutions that distort clearing as providers are disadvantaged as users. They are forced into fragmented setups, inconsistent rails, duplicated compliance, and unpredictable timelines. Stablecoin shortcuts and treasury pooling treat symptoms at the surface, but almost no one is rebuilding the underlying infrastructure in each market.

We are rebuilding clearing as its own specialist function. We act as a clearing and transaction banking partner for regulated institutions, with treasury built into the core so liquidity, settlement, and reconciliation sit in one controlled system.

Our platform unifies global and local licenses, direct central bank clearing, and domestic rails. We allow clients to open named customer accounts in every market we operate, collecting funds and paying out through a single network while retaining full ownership of their customer relationships. Market expansion becomes as simple as one correspondent relationship, not hundreds.

Joining Lorum means contributing to one of the most ambitious clearing infrastructure projects in global finance. You will help shape settlement systems that perform under real regulatory standards and institutional volumes. You will build for regulated institutions that rely on precision, predictable timelines, and regulatory integrity. It is about working across currencies, markets, and supervisory frameworks to deliver reliable, final settlement.

As a Product Lead for Cash Management, you aren’t just managing a backlog—you are owning a business line
. You will be responsible for the strategic vision, commercial P&L, and operational integrity of our cash management suite. You will bridge the gap between complex US banking regulations, treasury operations, and scalable technology. You don’t wait for permission from engineering; you define the “What” and the “Why,” ensuring our infrastructure is a competitive moat, not just a utility.

Cash Management is not just a feature set; it is an integral product line for financial institutions leveraging Lorum’s infrastructure. By unifying liquidity with our custody and clearing products, our Cash Management suite empowers clients to manage their global balances actively — allowing our customers to efficiently buy FX at wholesale spot rates, hedge currency risk directly with FX derivatives, and actively earn interest on their managed funds through exposure to traditional and tokenized fixed‑income assets.

You’ll be building a treasury trading and management platform from the ground up.

• P&L & Strategy: Define and execute the commercial roadmap for Cash Management products. You own the unit economics, pricing strategy, and market positioning.

• Regulatory & Compliance Architect: Navigate the US regulatory landscape as a core part of the product design, ensuring compliance is a feature, not a bottleneck.

• Operational Excellence: Partner with Ops and Treasury to automate high‑stakes workflows. You are responsible for ensuring the product scales without a linear increase in headcount.

• High‑Agency Leadership: Drive the “Product Market Fit” internally. You challenge engineering on technical debt vs. speed to market and hold stakeholders accountable for delivery.

• Ecosystem Integration: Lead the strategy for deep integrations with clearing banks, ERPs, and liquidity providers to create a seamless liquidity experience.

• Data‑Obsessed Iteration: Move beyond “user feedback” to hard telemetry—monitor liquidity flows, settlement speeds, and failure rates to ruthlessly optimize the product.

• Delivery Management & Engineering Partnership

  While your primary focus is the ‘What’ and ‘Why,’ successful execution hinges on a high‑octane partnership with Engineering.

• Outcome Accountability: Own the delivery timeline end‑to‑end. Work with the Engineering Lead to…