Assistance Vice President US Business Credit Office, Commercial Real Estate (CRE

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. HSBC may engage in immigration sponsorship for this position if needed.

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

Ready to shape credit decisions across commercial real estate and REIT clients?

This Assistant Vice President role sits in the US Business Credit Office with front line credit and risk ownership across Corporate and Institutional Banking. With a focus on commercial real estate and real estate investment trusts (REITs) you’ll help translate business strategy into well-judged credit outcomes that align to risk appetite. The role combines credit writing, underwriting, financial analysis and valuation work with close partnership across relationship bankers, product teams and risk colleagues.

You’ll coordinate stakeholders to deliver clear recommendations that meet internal credit policies and external regulatory expectations. Success looks like consistently high-quality credit papers, effective engagement with relationship teams and sound risk decisions that support client needs and fair customer outcomes.

If you want to apply your credit judgement in a role that sits close to clients and decision making this is a chance to make a visible impact. You’ll work across relationship teams, product partners and risk colleagues to shape credit outcomes in the commercial real estate and REIT sector. The work is hands‑on and analytical with real accountability for quality and timeliness.

If this scope matches what you’ve done and what you want to do next we’d like to hear from you.

• Deliver credit and risk ownership including writing credit papers and forming recommendations aligned to risk appetite
• Perform credit analysis including modelling projections and enterprise valuation analysis for commercial real estate and REIT transactions
• Coordinate closely with relationship managers, Credit Risk, global partners and product teams to support CIB priorities
• Apply sector knowledge to interpret transaction risk profiles and assess commercial real estate and REIT credit fundamentals
• Partner with relationship teams on credit engagement to optimise relationship value and deliver needs‑based solutions and fair customer outcomes
• Attend client meetings as needed and act as a first point of contact for credit‑related customer enquiries
• Follow HSBC policies, procedures and control requirements and elevate actual or potential issues through the right channels
• Embed operational risk considerations into day‑to‑day decisions and ensure audit and regulatory actions are implemented on time

You’ll likely have the following qualifications to succeed in this role:

• Bring substantial corporate and institutional banking underwriting experience in commercial real estate and REITs
• Demonstrate structuring and credit underwriting experience across lending and related banking products
• Apply a thorough understanding of commercial real estate and REIT credit and risk profiles to real transactions
• Produce clear, well‑reasoned credit analysis and recommendations using expert judgement within policy and regulatory requirements
• Evaluate information effectively to support decision making in complex credit situations
• Partner…