Associate Director, Commercial Real Estate Finance (Loan Closing), Transaction Advisory Group

Requisition : 267375

Salary Range:  -

Please note that the Salary Range shown is a guideline only. Salary offered may vary based on factors, including, but not limited to, the successful candidate’s relevant knowledge, skills, and experience.

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Global Banking and Markets (GBM) is a leading Canadian capital markets and investment banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank’s strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.

Global Banking and Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions (M&A), corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange, and precious metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.

Be part of an innovative, global capital markets and investment banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!

The Associate Director will lead the execution and closing of complex U.S. commercial real estate (CRE) financing transactions, acting as the central coordinator across business, legal/compliance, credit, and operations teams. The role requires deep expertise in loan documentation, closing mechanics, and regulatory compliance, with a strong legal orientation to support negotiation, structuring, and execution through funding. There is significant client interaction involved working on live transactions and ensuring high quality, successful deal execution.

This role sits within the Transaction Advisory Group (TAG) within Global Banking & Markets. TAG provides structuring and execution expertise across multiple products including debt capital markets, asset-backed securities, residential and commercial mortgage-backed securities, collateralized loan obligations, and other securitized and warehouse financing products.

• Lead end-to-end CRE loan closings (balance sheet, syndications, CMBS / warehouse facilities) from credit approval through funding and post-close completion
• Manage closing timelines, conditions precedent, and issue resolution to ensure timely, accurate funding
• Coordinate funding mechanics, including settlement statements, sources & uses, and wire execution with Treasury

• Review, interpret, and negotiate loan agreements, security documents, and closing documentation in alignment with approved credit terms
• Partner closely with internal and external legal counsel to resolve documentation issues and ensure enforce ability
• Ensure consistency between legal documentation, credit approvals, and booking systems

• Oversee all closing due diligence (title, survey, insurance, UCC, environmental, etc.) and validate completeness prior to funding
• Identify and mitigate documentation or structural risks; expedite and resolve exceptions proactively
• Ensure all transactions comply with Scotiabank policies, regulatory requirements, and underwriting standards

• Act as the central point of coordination across Credit, Origination, Syndications, Legal, Compliance, Operations, and external parties (borrowers, counsel, agents)
• Manage communications and expectations across multiple stakeholders in a fast-paced deal environment

• Ensure completeness of closing packages, loan boarding, and transition to servicing / asset management
• Track and resolve post-closing deliverables and documentation exceptions