Senior Financial Crime Risk Testing Analyst

Work Location:

New York, New York, United States of America

40

$68,640 – $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Financial Crime Risk Management

This role is primarily off-site, but must be available to come into a TD FCRM location for ‘Moments that Matter’, at the frequency determined by the business line. Candidates within a 50 mile radius of listed locations is strongly preferred.

• Works Independently as a subject matter expert regarding assigned testing areas and objectives, including related regulatory requirements
• Develops testing documentation and results reporting in-line with testing requirements
• Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement
• Undertakes and completes a variety of projects and initiatives as part of the testing function

• Undergraduate degree or equivalent work experience
• 5+ years experience

• Previous work with Transaction Monitoring, EDD, KYC and/or CDD team as a subject-matter expert
• Prior investigative experience with a demonstrated understanding of what customer behaviors and transactional activity may be potentially unusual or suspicious.
• Ability to understand investigative case narratives and interpret into key findings, trends or data points that can be leveraged for better insights and improvements in transaction monitoring scenarios.
• General knowledge of AML-related policies and regulatory expectations; ability to read a policy and extract the actions that apply to customer risk.
• Ability to use judgement and expertise, sometimes in a quick manner with limited information, on what makes a customer high-risk as well as controls that can be leveraged to mitigate the risk.
• Ability to partner with other groups, especially the KYC team, Technology team and others in all Lines of Defense for collaboration and knowledge-sharing
• Ability to manage your own tasks independently, with a high degree of quality and timeliness

• Executes testing engagement work in accordance with established standards to achieve completion within targeted timelines
• Conducts skilled analytical research and analysis as part of the assigned testing objectives
• Works collaboratively with key partners throughout the testing engagement
• Presents objective and independent opinion on the adequacy of processes and controls in accordance with regulatory and internal requirements
• Executes follow-up of findings raised from testing reviews in accordance with established standards
• Provides subject matter expertise on FCRM controls and processes and/or input to projects/initiatives as a representative for area of the FCRM testing function
• Proactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate groups to resolve

• Prioritizes and manages own workload to deliver quality results and meet assigned timelines
• Contributes to the analysis, due diligence, and implementation of initiatives within defined assignments
• Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements
• Understands the operations of the business unit / area being tested and to identify potential FCRM risks and apply information to complete
• Clearly and concisely documents research as…