Credit Officer – Global Markets

• Develop and maintain deep knowledge of the Global Banking & Markets product spectrum
• Drive speed to market and asset quality
• Assess portfolio risk at client, industry, and macro levels and craft value-added solutions balancing risk and return
• Independently assess creditworthiness and conduct due diligence on prospective borrowers and trading counter parties
• Establish terms and conditions that mitigate risk within the bank’s risk appetite and strategies
• Actively monitor a complex client portfolio, including credit-profile changes and compliance with credit agreements
• Provide efficient credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury
• Structure transactions and negotiate credit documentation, including credit agreements, amendments, ISDAs, and CSAs
• Establish and adjust internal risk ratings throughout clients’ credit life cycles
• Manage relationships with Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal
• Participate in strategic projects supporting business goals
• Manage all aspects of credit risk for Municipal Banking and Markets counter parties and issuers
• Manage a high-volume portfolio using a risk-based approach while adhering to credit risk standards
• Partner with Trading, Structuring, Sales, and internal support functions
• Evaluate and support transactions in a dynamic capital markets and trading environment

• 5+ years of prior counter party credit risk management and due diligence experience
• Proficiency with Microsoft Office
• Proficiency with Bloomberg
• Financial institutions or municipal counter party experience desired
• Ability to assess creditworthiness and perform due diligence
• Ability to structure transactions and negotiate credit documentation
• Strong execution and prioritization skills
• Analytical thinking, credit and risk assessment, financial analysis, research analysis, underwriting, and portfolio analysis
• Financial forecasting and modeling
• Loan structuring
• Written communications
• Stakeholder management and collaboration
• Business acumen and critical thinking
• Attention to detail

Demonstrates expertise in counter party credit risk management, including creditworthiness assessment, transaction structuring, and compliance with credit risk standards. Proficient in financial analysis, stakeholder management, and effective communication within a dynamic capital markets environment.

• Counter party Credit Risk Management
• Transaction Structuring
• Credit Documentation Negotiation
• Financial Analysis
• Stakeholder Management

• Creditworthiness Assessment
• Due Diligence
• Financial Forecasting
• Loan Structuring
• Portfolio Analysis
• Analytical Thinking
• Risk Assessment
• Underwriting
• Research Analysis
• Credit Risk Standards

• Execution Skills
• Prioritization Skills
• Attention to Detail
• Business Acumen
• Critical Thinking

• Global Banking
• Corporate Banking
• Investment Banking
• Municipal Banking
• Capital Markets

• Microsoft Office
• Bloomberg