Directors, Transaction Approval and Advice Management

Title:

Directors, Transaction Approval and Advice Management

Employer:

ING Financial Services, LLC

Location:

New York, NY

Salary range: $212,000 - $273,000

Serve as Local Risk Manager for ING’s Trade & Commodity Finance, as well as Senior Credit Officer for Telecom, Media and Technology business. Provide independent credit-risk oversight for complex structured-lending transactions. Apply mandate authority to review, advise, and approve transactions including borrowing-base, pre-export, repo, and inventory finance facilities- ensuring compliance with ING’s global credit-policy framework, U.S. regulatory standards, and established risk-appetite statements.

Coordinate with Front Office, Deal Administration, and internal control functions to evaluate credit quality, collateral adequacy, and exposure limits. Interpret and implement group risk policies issued from Amsterdam, aligning regional practices with ECB/DNB oversight and US governance requirements (SOx, Audit). Direct quarterly portfolio review and watch-list processes, complete risk ratings, monitor emerging credit or market risks, and mentor junior relationship managers and analysts on risk policy and structured-finance principles.

Represent Risk in cross-functional committees, contributing to development of sector-specific risk-appetite and credit-guideline frameworks for the Americas franchise.

Bachelor’s degree or foreign equivalent in any field and 7 years of risk management experience in any occupation involving Wholesale Banking industry. Experience must include: minimum 5 years of experience as a Risk Manager: credit risk management processes, systems and concepts including risk identification, analyzing client, sector, and transaction-specific exposures to pinpoint emerging credit, market, and structural risks; originating and executing complex lending transactions in various sectors in domestic US and international markets;

regulatory processes affecting lending, capital requirements and compliance matters; counter party and market risk and non-financial risk; financial markets products including interest rate, commodity and FX derivative products, ISDA terms and negotiation; coordinating with internal departments and relevant external parties including clients, other banks, advisors, and audit; overall risk management responsibility for lending, financial markets, operation, compliance and market; managing all relevant internal processes from a risk management perspective;

formulating sector-product specific risk appetite for an assigned portfolio; credit quality and borrower performance in the portfolios; interacting as primary counterpart of Front Office account managers, Deal Principals and senior management on all matters related to credit risk; providing strategic view on relevant risk drivers and mitigation; supporting internal counterparts in the preparation, structuring, documentation and booking of transactions; ensuring compliance of transaction structure and documentation in line with credit approval;

contributing to the development of credit risk procedures, risk models and drivers and monitoring adherence; and representing risk in intra-departmental projects.

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