Compliance Analyst — Rain

• Company: Rain
• Location: New York, NY, USA
• Sector: Blockchain
• Source: web
  3.career

Rain makes the next generation of payments possible across the globe. We’re a lean and mighty team of passionate builders and veteran founders. Our infrastructure makes stable coins usable in the real‑world by powering card transactions, cross‑border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. You will have the opportunity to deliver massive impact at a hypergrowth company that is funded by some of the top investors in fintech, crypto, and SaaS, including ICONIQ, Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and several more.

If you’re curious, bold, and excited to help shape a borderless financial future, we’d love to talk.

We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

We are looking for a hands‑on Compliance Analyst to join our Compliance team with a primary focus on KYC and KYB onboarding operations. This is a do‑er role – you will be in the queue every day reviewing applications, making risk decisions, and working directly with partners and customers to move onboarding forward without sacrificing compliance quality. You will be expected to own your work end to end, exercise sound judgment on complex cases, and contribute to building and improving the processes that support our onboarding program.

This role sits at the intersection of compliance and operations. You are not here to advise – you are here to execute, and to do it well.

Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications end to end – including customer profile review, document verification, beneficial ownership analysis, sanctions and PEP screening, adverse media assessment, and transactional activity analysis

Conduct enhanced due diligence on High Risk applicants – including source of funds and source of wealth assessment, business model review, and full beneficial ownership chain documentation

Make well‑reasoned SAR recommendations – clearly articulating why activity is or is not suspicious and documenting your analysis in a manner that is complete and defensible to a regulator

Draft SAR narratives that meet FinCEN quality standards

Send RFIs to customers or partners where additional information is needed to resolve an alert or application and follow through to receipt and documentation of the response

Support periodic KYC refresh reviews on existing customers as part of the Company’s ongoing due diligence program

Contribute to onboarding and investigation policy development – if you see a gap, flag it and propose a solution

Stay current on FinCEN advisories, FATF typologies, and emerging financial crime trends relevant to Rain’s product set – including stablecoin, virtual asset, and agentic payment typologies

Minimum 3 years of experience in a compliance, KYC, AML Investigations or onboarding role at a Fin Tech, payments company, or crypto company

Demonstrated experience reviewing KYB applications for business entities including beneficial ownership analysis, entity structure review, and corporate document verification

Experience with OFAC, PEP, and adverse media screening tools – comfortable making independent screening determinations and documenting your reasoning

Demonstrated experience conducting end‑to‑end AML investigations and preparing SAR‑quality case documentation

Working knowledge of BSA/AML program requirements and FinCEN SAR filing rules

Experience with transaction monitoring platforms

Familiarity with blockchain analytics tools and on‑chain transaction analysis

Comfort working in a fast‑paced, high‑volume environment where you manage multiple applications simultaneously without losing attention to detail

A do‑er mentality – you are self‑directed, take ownership of your queue, and do not wait to be told what to do next

CAMS…