Credit Analyst – Small Business Credit Underwriting Quality Assurance

• Serve as portfolio monitoring managers of Key Community Bank's Small Business Commercial portfolio.
• Responsible for the development and execution of portfolio management strategies to maintain asset quality.
• Gather and analyze various pieces of credit information to monitor approvals and declinations decisioned by the underwriting team.
• Drive workflow and proactively take necessary actions.
• Monitor various queues related to portfolio activities.
• Perform critical post approval/booking certification functions to maintain data integrity and quality.

• Bachelor's Degree with a preferred focus on Business course work, or equivalent work experience.
• Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems (preferred)
• Familiarity with, and understanding of, commercial credit underwriting/approval methodologies and their use (preferred)
• Ability to work well individually as well as part of a team.
• Accomplished self-starter and well-organized in thought and action.
• Possess a process improvement mindset.
• Strong organizational skills, ability to set priorities in a multitask environment.
• Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint).

Demonstrates expertise in portfolio management strategies and commercial credit policies, with a strong focus on maintaining asset quality and data integrity. Proficient in analyzing credit information and driving workflow improvements in a team-oriented environment.

• Portfolio Management Strategies
• Commercial Credit Policies
• Credit Underwriting Methodologies
• Data Integrity Maintenance
• Process Improvement Mindset

• Portfolio Monitoring
• Credit Analysis
• Asset Quality Management
• Commercial Credit Understanding
• Loan Systems Knowledge

• Organizational Skills
• Self-Starter
• Team Collaboration
• Multitasking Ability

• Commercial Credit
• Underwriting
• Approval Methodologies
• Portfolio Activities
• Data Quality

• Microsoft Office
• Excel
• Word
• Access
• Power Point