Specialist, Credit Risk

BNY is seeking a Specialist, Credit Risk to analyze and manage credit exposure across global portfolios. In this role, you will assess counter parties, perform financial and cash flow analysis, monitor limits, and support risk rating, stress testing, and reporting. You will partner with front office, risk, and operations teams to structure transactions that align with BNY's risk appetite and regulatory standards.

Join a collaborative, data-driven culture focused on integrity, innovation, and professional growth in global financial markets.

Responsibilities

• Assess and monitor credit risk across client portfolios using quantitative and qualitative analysis
• Perform financial statement analysis, cash flow modeling, and exposure monitoring
• Support development and enhancement of credit risk models, limits, and rating frameworks
• Prepare clear risk reports and presentations for senior management and governance committees
• Collaborate with front office, risk, and operations teams to structure and review transactions
• Assist in stress testing, scenario analysis, and portfolio concentration reviews
• Ensure adherence to internal risk policies, regulatory requirements, and industry standards
• Contribute to continuous improvement of risk data, tools, and processes

Required Skills

• Credit risk analysis
• Financial statement analysis
• Cash flow modeling
• Risk modeling
• Credit ratings and scoring
• Stress testing and scenario analysis
• Regulatory risk frameworks
• Portfolio risk management
• Data analysis and reporting
• Advanced Excel