Credit Review Risk Analyst

Location:
New York, NY - 5 Days/Week Onsite

Client is seeking a Credit Review Risk Analyst to support credit risk review and analysis across loans, mortgage-related assets, and structured products. The ideal candidate will have hands-on experience analyzing loan and mortgage credit risk
, with exposure to MBS/RMBS, ABS, CMBS, or other structured finance products
.

This role is primarily focused on credit review, risk analysis, portfolio monitoring, and structured credit products rather than highly technical data science or software development.

• Perform credit risk reviews and analysis of loans, mortgage-related assets, and structured credit products
  .
• Analyze credit quality, risk factors, portfolio exposure, and performance trends.
• Review MBS/RMBS, ABS, CMBS, CLOs, and other structured finance products as applicable.
• Support portfolio-level credit risk analysis, monitoring, and reporting.
• Assist with stress testing, scenario analysis, and risk assessment
  .
• Review loan and transaction-level information to identify potential credit concerns and emerging risks.
• Analyze borrower, counter party, collateral, and portfolio information to support credit decisions.
• Monitor portfolio performance, delinquencies, defaults, concentrations, and other relevant risk indicators.
• Perform data analysis using Excel and other basic analytical tools to identify trends and support risk reporting.
• Work with risk management, credit, front-office, and other stakeholders to investigate and resolve risk-related issues.
• Prepare clear documentation, reports, and presentations summarizing credit findings and risk exposures.
• Support ongoing enhancement of credit risk monitoring and review processes.

• Experience in credit risk, credit review, loan analysis, mortgage credit risk, structured finance, or related financial risk functions
  .
• Strong understanding of loans and credit risk concepts
  .
• Experience with one or more of the following:
  MBS, RMBS, ABS, CMBS, CLOs, structured products, mortgage loans, or commercial loans
  .
• Experience analyzing financial/credit data and identifying risk trends.
• Strong Excel/data analysis skills.
• Ability to review large amounts of financial information and communicate key risk findings clearly.
• Strong analytical, problem-solving, and communication skills.
• Financial services, banking, investment banking, or asset management experience preferred.

• Experience with mortgage-backed securities or loan-level credit analysis
  .
• Experience with portfolio risk monitoring and stress testing
  .
• Knowledge of structured credit products and securitization.
• Experience with credit quality reviews, risk reporting, or credit surveillance.
• SQL or other basic data-analysis experience is a plus, but this is not a highly technical role
  .

• 5 days per week onsite in New York City
• Local NYC candidates strongly preferred due to an in-person final interview
  .
• Candidates within approximately 50-100 miles of NYC may be considered.

Candidates should have a credit/loan/mortgage risk background
. Candidates whose experience is limited to general financial reporting, pure operations, or highly technical data analytics without meaningful credit-risk exposure are not ideal.