Finance Manager

Our client is a VC-backed startup. The company is growing rapidly, supporting hundreds of thousands of consumers on their journey to financial resilience while building partnerships with top creditors and fintech companies.

Responsibilities

• Own the company's financial model, rolling forecasts, and long-range planning scenarios.
• Lead monthly and quarterly budget vs. actuals analysis and collaborate with department heads to understand and manage spend.
• Dive into metrics like recovery performance, CAC/LTV, payback periods, and margins across our creditor partners and turn them into actionable insights.
• Model and monitor the economics of the debt book across its full lifecycle - inflows and acquisition, servicing, warehouse facility lines, and recoveries and outflows - so leadership understands how capital and debt actually move through the business.
• Partner on pricing analysis, resource allocation, and contract modeling for new business opportunities.
• Contribute to materials for board meetings and investor updates, translating numbers into narrative

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Requirements

• Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CFA is a plus).
• 5+ years of experience in FP&A, strategic finance, investment banking, or a related field.
• Real, hands-on exposure to how debt actually operates: how debt comes in, how it is serviced, and how it flows back out. Working knowledge of warehouse facility lines and servicing mechanics is essential, not just theoretical familiarity.
• Ability to translate the mechanics of debt servicing and funding facilities into forecasts, unit economics, and capital planning.
• Experience leading operating expense forecasting, budget ownership, and performance analysis, partnering with stakeholders through month-end close to support strategic decision-making.
• Advanced Excel and financial modeling skills; proficiency in Net Suite and FP&A tools a plus.