Credit Officer II – Global Markets Credit

• Manage clients and related credit products
• Partner with relationship management, sales/trading, treasury management, operations, and risk teams to support client relationships
• Underwrite, monitor, and manage operational needs and client requests
• Develop and maintain deep knowledge of the Global Banking & Markets product spectrum
• Drive speed to market and asset quality
• Assess portfolio risk at the client, industry, and macro levels and craft value-added solutions balancing risk and return
• Assess creditworthiness and conduct due diligence on prospective borrowers and/or trading counter parties
• Establish appropriate terms and conditions to mitigate risk within the bank’s risk appetite and strategies
• Assess clients’ credit needs and create solutions
• Lead loan structure discussions and negotiate loan documentation with clients and legal partners
• Drive credit and risk approval processes for new originations, renewals, increases, and modifications
• Lead ongoing portfolio monitoring in compliance with regulations, policies, and procedures
• Drive funded-loan and revenue growth while mitigating risks and maintaining asset quality
• Serve as escalation point for complex credit transactions
• Mentor and support associates
• Manage credit risk for Municipal Banking and Markets counter parties/issuers
• Manage a high-volume, fast-paced portfolio using a risk-based approach
• Partner with Global Markets stakeholders, including Trading, Structuring, and Sales, and internal support functions
• May provide feedback to less experienced teammates and manage a team

• 10+ years of prior counter party credit risk management and due diligence experience
• Proficient with Microsoft Office
• Proficient with Bloomberg
• Financial institutions or municipal counter party experience desired
• Ability to work 1st shift
• 40 hours per week

Demonstrates extensive expertise in counter party credit risk management, including underwriting, due diligence, and portfolio monitoring, while effectively collaborating with cross-functional teams to drive asset quality and revenue growth.

• Counter party Credit Risk Management
• Due Diligence
• Portfolio Monitoring
• Credit Assessment
• Loan Structuring

• Credit Risk Management
• Underwriting
• Portfolio Risk Assessment
• Creditworthiness Assessment
• Loan Documentation Negotiation

• Mentoring
• Collaboration
• Communication

• Global Banking & Markets
• Municipal Banking
• Financial Institutions
• Risk Appetite
• Asset Quality

• Microsoft Office
• Bloomberg