Senior Lead​/Director, Capital Markets Strategy & Execution

About Pagaya

Pagaya is a global technology company that uses artificial intelligence, machine learning, and a vast data network to provide consumer credit and residential real estate solutions. Its proprietary API and capital solutions integrate into a partner network to deliver seamless user experiences and greater access to the mainstream economy.

• Strategic Initiatives & Cross-Functional Execution Lead
  Own Capital Markets strategic projects from problem definition through full implementation. Coordinate and drive execution across Risk, Finance, Legal, Tech, Operations, and external counter parties. Translate broad leadership goals into structured workplans, executive recommendations, and actionable implementation roadmaps.
• Rating Agency, Investor, & Bank Strategy
  Support strategic rating agency initiatives, including onboarding, diligence readiness, methodology/structuring mapping, and credit narrative formulation. Manage relationships across investment banks, institutional investors, and rating agencies.
• Market Development & Secondary Liquidity
  Drive initiatives focused on tracking and improving secondary market liquidity across relevant ABS shelves. Develop frameworks to monitor market liquidity, investor feedback, and provide updates and recommended actions to the executive team.
• Scale, Automation, & AI Innovation
  Identify and implement workflows to automate reporting, cash flow analysis (Intex), surveillance, and executive dashboards. Partner with internal technology teams to build and scale AI‑enabled Capital Markets workflows.

• Experience
  7+ years in capital markets, structured finance, securitization, investment banking, corporate strategy, or a related financial services field.
• Domain Expertise
  Strong mastery of structured finance and debt funding concepts (ABS, warehouse facilities, forward flow, private credit, and debt documentation).
• Asset Class Knowledge
  Deep experience with consumer finance/fintech lending platforms and consumer ABS asset classes (personal loans, auto loans, credit cards, BNPL).
• Technical Skills
  Familiarity with Intex, cash flow models, collateral performance analysis, and strong overall financial modeling capabilities.
• Leadership & Drive
  Proven ability to independently lead complex, ambiguous initiatives and drive cross‑functional alignment in a fast‑paced environment.
• Education
  Bachelor’s degree in Finance, Economics, Mathematics, Engineering, or a related quantitative field.

$175,000 — $250,000 USD, commensurate with candidate experience. Candidates working in locations other than New York may receive different compensation based on local labor costs.