Transaction Manager, SCIB Lending Products - Executive Director

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The SCIB Transaction Manager – SCIB Lending (incl. Leveraged Finance and Structured Finance) is an Executive Director individual contributor role within US SCIB COO Lending Solutions. The role is responsible for managing complex lending transactions from approval through closing, booking, funding, settlement and lifecycle handoff, with a primary focus on SCIB lending transactions (incl. Leveraged Finance and Structured Finance). The role is not a Head of function role, but is a senior execution and control specialist expected to support the build‑out of the US Transaction Management team, establish execution standards, coordinate complex deal closings and amendments, train new team members, and serve as a senior escalation point for high‑priority transactions.

Objectives are to
1) ensure lending transactions are closed and booked in accordance with approvals, executed documentation, KYC/AML requirements and operational readiness standards,
2) support front‑to‑back coordination across Business Lines, Advisory, Credit, Legal, Compliance, Agency, Capital Markets, Treasury, Finance, Operations and Back Office, and
3) strengthen the US SCIB Lending Solutions control environment.

• Lead execution coordination for complex Leveraged Finance, Structured Finance, syndicated, bilateral, club, participant, left lead and amendment transactions from pre‑approval through close.
• Coordinate closing checklists, conditions precedent, documentation status, approval evidence, funds flow, allocations, operational setup, and stakeholder readiness.
• Ensure material changes to approved terms are identified, escalated and re‑approved where required before signing, closing, booking or funding.
• Partner with Advisory, Legal and Front Office during documentation negotiation to identify operational, control, booking, agency, collateral, covenant and funding implications.

• Confirm that approvals, KYC/AML diligence, borrower/guarantor/lender onboarding, legal documentation, collateral/security requirements, insurance, UCC/lien perfection, flood diligence, covenant setup, risk system updates, deal capture and booking data are complete or appropriately escalated.
• Prepare or validate booking instructions and coordinate with Middle Office, Back Office, Treasury, Finance, Agency and Operations to support accurate system setup and funding readiness.
• Track and resolve booking defects, documentation gaps, post‑close items and control exceptions.

• Coordinate transaction amendments, waivers, extensions, repricings, incremental facilities, assignments, paydowns and other lifecycle events requiring cross‑functional execution.
• Ensure amendments that require credit, business, legal, compliance or operational approvals are routed appropriately and evidenced before implementation.
• Support clean handoff to Portfolio Management, Agency, Operations and Servicing for covenant, collateral, monitoring and servicing obligations.

• Support the build‑out of the US Transaction Management team by developing…