Corporate Credit Underwriting; India, Sri Lanka & Bangladesh; Assistant Vice President

Corporate Credit Underwriting (India, Sri Lanka & Bangladesh) – Assistant Vice President Location

Mumbai, Maharashtra, India

Hybrid

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

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You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Underwriting is an integral part of the Institutional Credit Management (“ICM”) organization. The ICM-UW’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending.

Credit Risk Associates are responsible for a portfolio of Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

• Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counter parties using both quantitative and qualitative factors

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counter parties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners

• Reviewing and providing recommendation on the risk raking across this sector

• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

• Support Risk Analysis Voice of the Employee (VOE) initiatives

• Travel (less than 10%)

• Demonstratable financial services experience, including 6-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience

• Strong knowledge of Wholesale Credit Processes and organizational awareness including UW functions, covered portfolios, and processes

• Sound understanding of policies and procedures with the ability to execute change seamlessly

• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks

• Solid and thorough knowledge of Citi´s systems

• Experience in preparing presentations for seniors

• Full awareness and adherence to the control environment including Quality Assurance and Quality Control

• Assists colleagues in identifying stretch opportunities to elevate individual and team…