Analyst Commercial Mortgage Asset Management

Position Summary

At The Bancorp, we’ve spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech, we combine technology, expertise and a forward-looking approach to deliver creative, real-world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions, Institutional Banking, Commercial Lending and Real Estate Bridge Lending, we provide the people, processes, technology and banking capabilities that turn bold ideas into outcomes.

Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.

The Bancorp’s Real Estate Bridge Lending leverages our balance sheet and in-house expertise to deliver customized, non-recourse commercial real estate bridge loans nationwide. Our team provides seamless service from origination through funding, helping deliver tailored financing solutions with speed, certainty and a high level of execution for multifamily commercial real estate clients

The Analyst Commercial Mortgage Asset Management role is responsible for asset management activities across a portfolio of commercial mortgage loans, including draw requests, loan-level analysis, documentation review, and servicing functions. The role also supports select aspects of capital markets transactions, contributing to due diligence and information coordination across the broader team.

• Reviews loan documents to confirm that terms and structural features align with company policies, procedures, and standards, applying structural concepts as appropriate.
• Performs independent, ongoing loan surveillance and asset management activities to confirm loan and property conditions are met, reviewing balance sheets and cash flow statements and re-underwriting loans when applicable, and alerts the broader group to issues or changes in asset circumstances.
• Manages draw requests for funds held back for capital improvements, leasing, and other asset management activities.
• Monitors borrower performance to confirm compliance with loan terms and conditions.
• Compiles corporate reporting deliverables, including monthly delinquency reporting.
• Serves as a secondary point of contact for borrowers and servicers, addressing questions and concerns in a timely manner.
• Maintains awareness of current and upcoming loan activity through participation in loan committee meetings.
• Supports due diligence for capital markets transactions, including tracking and coordinating information flow and reviewing and analyzing company, sponsor, and market information.
• Performs other duties as assigned.

• Undergraduate degree in a related field, or an equivalent combination of education and experience.
• 2 years of commercial real estate finance experience.
• Bridge lending experience (Preferred).
• Thorough understanding of real estate finance structuring, documentation, and servicing (Preferred).
• Excellent verbal, written, and interpersonal communication skills.
• Works effectively in a team-oriented, multitasking environment.
• Proficient in Microsoft Office Suite, including Excel, PowerPoint, Word, and Outlook.

Travel Requirements

• Up to 25% travel is required.

What Success Looks Like

• Loan surveillance, re-underwriting, and asset management activities are completed accurately and on schedule, with issues identified and escalated promptly.
• Draw requests and borrower reporting are processed within established timelines and in compliance with loan terms.
• Loan documentation and structural analysis consistently align with company policies, procedures, and underwriting standards.
• Capital markets due diligence support is delivered…