Transaction Banking, Liquidity Portfolio Management, Vice President

Transaction Banking, Liquidity Portfolio Manager, Vice President

Our mission is simple: provide a global transaction banking platform that is nimble, secure, and easy for clients use.

We have delivered a modern, digital-first transaction banking platform to serve GS’ varied client base. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve Working Capital efficiency gains by optimizing their short term liquidity needs and simplifying their Cash Management operations.

We do so by delivering a best-in-class digital solution that helps clients manage their liquidity movements, foreign exchange and payments enabling international treasury operations and commerce.

We’re a team of diverse Treasury and Payments specialists helping our clients solution and build for the future.

The Liquidity Portfolio team within Transaction Banking is responsible for the growth, pricing strategy, and balance sheet performance of our corporate deposit portfolio. Operating at the intersection of sales, product, and corporate treasury, the team plays a critical role in managing the bank’s funding mix, optimizing Net Interest Margin (NIM), and maximizing deposit profitability within a strict risk and regulatory framework.

We are seeking an experienced, strategic, and commercially minded Vice President to join our Liquidity Portfolio team. In this role, you will lead deposit and cash management pricing, manage the commercial health of our portfolio, and ensure close alignment with firmwide funding objectives.

You will act as a key bridge between client-facing Coverage teams, Corporate Treasury, and the Liquidity Product team. Your responsibilities will span active trade-level pricing across Demand Deposit Accounts (DDA) and Term solutions, strategic performance tracking of Transaction Banking (TxB) liabilities, and cross-functional market assessment to refine our suite of cash management offerings.

• Deal-Level Pricing & Structuring: Own and manage the end-to-end pricing requests from Client Coverage, establishing competitive and risk-adjusted pricing frameworks across Demand Deposit Accounts (DDAs), fixed/floating Term Deposits, and Notice solutions.
• Marginal Trade Evaluation: Analyze deposit request yields to ensure client opportunities are accretive to TxB's financial performance and margin goals.
• Sales Enablement: Partner closely with Coverage to support high-value client acquisitions, offering customized, yield-optimized liquidity solutions.

• Performance Tracking: Work closely with Corporate Treasury, leading periodic performance reviews on TxB balance sheet metrics, liability levels, and margin fluctuations.
• Assessing key funding attributes such as FTP updates and funding objectives ensuring they result into actionable commercial pricing targets for the front-office Coverage teams.
• Liquidity Metric Alignment: Evaluate the impact of deposit compositions on key regulatory ratios, including the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR).
• Market Assessment: Undertake periodic research into global interest rate environments, competitor deposit pricing, and commercial cash management trends.
• Product Optimization: Collaborate with the Liquidity Product team to enhance existing features (e.g., notice accounts, sweeps) and support the commercialization of new cash management solutions.
• P&L Monitoring: Evaluate product adoption rates and client behaviors to identify areas for balance sheet optimization or…