Senior Analyst – Insurance Ratings, Denver

About the Role

Grade Level (for internal use): 11

The Team When you join S&P Global Ratings and the North American Financial Services Ratings group, you become part of one of the world's leading providers of independent credit risk research and benchmarks. Our team produces high-quality, criteria-based fundamental research in a fast-paced environment that combines rigorous quantitative analysis with deep market expertise. We value collaboration, intellectual curiosity, and the ability to communicate complex credit views clearly to issuers, investors, and the broader market.

As a Senior Analyst, you will serve as the primary analyst for assigned property/casualty (P/C) insurance and reinsurance companies, delivering independent credit opinions that directly inform issuers, investors, and market participants. Your work will drive consequential credit assessments in the insurance sector, with direct visibility at issuer C-suite level and influence across the broader market.

• Lead all aspects of the ratings process for assigned issuers — from quantitative analysis and issuer engagement to presenting in rating committees and publishing well-supported credit opinions
• Serve as an active voting member of rating committees, deliberating on rating outcomes and reviewing analytical materials prior to publication
• Publish timely credit reports and contribute to sector research, market evaluations, and industry commentaries on emerging and complex insurance topics
• Apply strong criteria knowledge and financial statement analysis skills to assess credit quality, remaining current on industry news and broader market developments
• Collaborate with team members to share analytical insights, support peers, and align day-to-day work with broader team priorities and strategic goals
• Engage professionally with issuers, investors, and other stakeholders to gather information, present findings, and address inquiries

S&P Global states that the anticipated base salary range for this position is $92,000 to $153,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P Global benefits.

• Health & Wellness:
  Health care coverage designed for the mind and body.
• Flexible Downtime:
  Generous time off helps keep you energized for your time on.
• Continuous Learning:
  Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future:
  Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks:
  It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics:
  From retail discounts to referral incentive awards-small perks can make a big difference.

• An S&P Global employee at this level would typically have 2-4 years of relevant experience in finance, accounting, business, insurance, or mathematics.
• Demonstrated experience in financial statement analysis, including GAAP and IFRS accounting standards.
• Proficiency in financial modeling and forecasting, with competency in Microsoft Excel, Word, and PowerPoint.
• Permanent work authorization for the United States is required.
• English:
  Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally).

• Experience in credit analysis…