Senior Bank Regulatory Counsel

It Starts Here

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

We are seeking an experienced Senior Bank Regulatory Attorney to join our bank regulatory practice and provide strategic legal counsel on a broad range of U.S. banking laws, regulations, and supervisory matters. The ideal candidate will have at least 10 years of experience advising financial institutions on complex regulatory issues, including extensive knowledge of the Bank Holding Company Act (BHCA), Federal Reserve Board (FRB) and Office of the Comptroller of the Currency (OCC) regulatory frameworks, and key banking regulations governing the operations of domestic and international banking organizations.

This role will serve as a trusted advisor to senior management, business leaders, risk partners, and compliance teams on regulatory developments, supervisory matters, corporate transactions, governance issues, and strategic initiatives. Experience working with or advising foreign banking organizations is preferred.

• Provide legal advice and strategic guidance regarding U.S. banking laws, regulations, and supervisory expectations applicable to bank holding companies, national banks, and foreign banking organizations.
• Advise on matters arising under the Bank Holding Company Act, including permissible activities, control determinations, investments, acquisitions, divestitures, and corporate governance considerations.
• Interpret and advise on requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, including prudential standards, resolution planning, recovery planning, and related regulatory obligations.
• Counsel business and control functions on compliance with Regulation W (Transactions Between Member Banks and Their Affiliates), Regulation Y (Bank Holding Companies and Change in Bank Control), and Regulation K (International Banking Operations).
• Provide legal support for interactions with federal banking regulators, including the Federal Reserve, OCC, and the FDIC.
• Advise on regulatory implications of new products, services, business initiatives, strategic investments, and organizational changes.
• Review and analyze proposed legislation, regulatory developments, supervisory guidance, and provide actionable recommendations to senior business leaders.
• Support mergers, acquisitions, restructurings, branch activities, and other corporate transactions requiring regulatory approvals or notifications.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Juris Doctor (J.D.) degree from an accredited law…