Senior Associate, Compliance Assurance & Testing

Chicago, IL, USA;
New York, NY, USA;
San Francisco, CA, USA

We are hiring for a Senior Associate on Chime’s Compliance Assurance & Testing team. You will work in a fast paced environment and play an essential role in ensuring Chime remains compliant with regulatory requirements, internal policies, and bank partner expectations. In this role you will perform strategic end-to-end compliance testing of Chime’s innovative products and services to identify risks and control gaps.

This will involve partnership with internal teams, as well as collaboration with our issuing bank partner’s legal and compliance teams. This role will report to the Head of Compliance Assurance and Testing.

The base salary offered for this role and level of experience will begin at $ and up to $. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

• Lead the end-to-end compliance testing process: from strategically scoping the review, partnering with cross functional teams to obtain necessary documentation, performing robust testing and gathering/reporting testing results to senior management.
• Proactively assist the business by identifying solutions to complex issues/findings and performing follow-up to ensure remediation is successful.
• Partner with cross-functional teams to perform compliance testing and/or to support bank partner testing oversight.
• Play a key role in creating and designing automated internal compliance monitoring and testing to identify trends, issues, and key performance and risk indicators.
• Maintain current knowledge of applicable laws and regulations and understand regulatory impact of changes to product/service offerings.

• Have 5-8 years of work experience, including: regulatory compliance testing in Financial Services, Risk Consulting or Fintech companies.
• Knowledge of laws, regulations, and rules governing consumer financial protection, banking, payment networks, money transmission, and consumer lending.
• Strong problem-solving skills are essential and demonstrated ability to take initiative and work independently.
• Work well with ambiguity and multiple priorities while balancing the interests of multiple stakeholders.
• Analytical skills, such as SQL or data visualization, are a plus.

#LI-Onsite #LI-LB1

At Chime, we believe that everyone can achieve financial progress. We created Chime - a financial technology company, not a bank* - on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture…