AVP, Mortgage Loan Originator; Bilingual Comission

AVP, Mortgage Loan Originator (Bilingual, Salary + Comission) (Finance)

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank – we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism.

Together we can make a difference in the financial future of our communities.

The incumbent must possess a working knowledge of residential lending with the proven ability to increase mortgage loan production by developing business contacts and attracting mortgage clients. Able to assist applicants in completing the mortgage loan application package. Assist applicants in assembling the required documents and answering applicants' questions about loan programs and pricing. This position is expected to be an outside sales position, meaning that the incumbent is expected to spend the majority of his/her work time away from the Bank's offices meeting with clients and potential clients to sell the Bank's mortgage products.

Duties aside from sales include, collecting conditions – office work directly related to “general business operations” of the client, determine if the conditions collected are the correct items for the underwriter to make an informed decision – exercise of independent judgement and discretion about matters of significance.

• Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community and other sources to proactively solicit new business. This includes making outside sales calls to prospective clients.
• Conducts sales-related activities that enhance the Bank's image in the local community and raise the public's awareness of the Bank's mortgage and banking products and services. This includes conducting home loan education seminars and participating with real estate affiliated organizations.
• Participates and assists in community development/outreach with the CRA team to help generate loans for the low to moderate income communities. Builds partnerships with local Community Development Centers to help generate qualified CRA loans.
• Works with clients primarily in-person and at the client's home, business office or other locations away from the Bank's offices to complete application packages and submit files for underwriting and processing in a timely manner.
• Assists clients to complete loan applications. Gathers information and processes each file from initial approval to closing in a timely