Senior Analyst – Financial Institutions Ratings, Denver, CO or , NY

The Financial Institutions Ratings team at S&P Global Ratings delivers independent credit opinions on banks and securities firms, providing market participants with the transparency they need to make decisions with confidence. The team produces rigorous, criteria-based fundamental research in a fast-paced environment that values analytical integrity, intellectual curiosity, and collaboration. You will join a group where your analytical work carries real market significance and where you can develop deep sector expertise alongside experienced colleagues.

As a Senior Analyst covering financial institutions, you will own the credit ratings process for an assigned portfolio of bank and securities firm credits, producing independent, well-supported credit opinions that inform investors, issuers, and the broader market. Your work will contribute directly to the quality and integrity of S&P Global Ratings' coverage of one of the most systemically important sectors in global finance.

• Lead the full credit ratings process for assigned financial institutions – including quantitative analysis, issuer engagement, committee preparation, and rating publication – within established criteria and analytical frameworks
• Manage ongoing surveillance for an assigned portfolio, conducting fundamental credit analysis and identifying developments that may affect creditworthiness
• Conduct detailed research and analysis on industry topics, including capital frameworks, operational risk, and liquidity risk, contributing to credit insights, peer comparisons, and industry commentaries
• Analyze complex or less clearly defined credit issues, applying sound analytical judgment and available data to identify appropriate approaches and recommendations
• Engage professionally with issuers and internal partners to gather information, communicate analytical views, and support the delivery of high-quality credit analysis
• Share analytical knowledge and provide guidance to junior colleagues, contributing to the knowledge and skill base of the broader team

S&P Global states that the anticipated base salary range for this position is $92,000 to $ $153,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P Global benefits.

For more information on the benefits we provide to our employees, please .

• An S&P Global employee at this level would typically have 3+ years of relevant experience in credit or equity research, banking, risk management, underwriting, or a related analytical field.
• Demonstrated ability to analyze financial statements, apply accounting concepts, and conduct fundamental credit analysis of financial institutions.
• Understanding of fixed income and debt capital markets and their application to credit analysis or research.
• Ability to evaluate complex information, exercise sound analytical judgment within established frameworks, and communicate recommendations clearly and effectively.
• Proficiency in Microsoft Excel, Word, and PowerPoint for financial analysis and reporting.
• English:
  Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally).

• FRM (Financial Risk Manager) designation or equivalent risk management certification.
• Experience contributing to analytical projects or team initiatives and working effectively across functions.
• Experience providing guidance or sharing technical knowledge with junior…