Legal Counsel; Licensing & Crypto Product

About KAST

KAST is redefining what it means to bank with stable coins - think Revolut, rebuilt from scratch on Web
3. Backed by top-tier VCs, we’ve grown from 0 to 1 million users in under a year. We’re building the next-gen global bank based entirely on stable coins.

Design is at the heart of everything we do - it’s how we simplify the complex, make money feel easy, and turn crypto skeptics into brand ambassadors.

KAST is redefining stablecoin banking for global citizens, crypto professionals, Web3-native businesses, and high-inflation markets seeking USD-backed banking. We’re building the world’s first truly global money app including crypto cards, local accounts, and global payouts in a premium product with top acceptance rates.

Backed by leading investors and led by the former APAC CEO of Circle, our team brings experience from Circle, Airwallex, Revolut, Wise, Grab, Zoom, AWS, and top OTC desks. Since July 2024, we’ve scaled from zero to nearly a million users, becoming the go-to card for the crypto community.

By building directly on-chain, we offer what traditional financial rails can’t: instant yield, flexible collateralized lending, and enhanced investment products. Our cards bring stable coins to life: spend at 100M+ merchants, withdraw at ATMs, and enable new ways to access credit.

Our culture is velocity × excellence. We move fast, obsess over product quality, and aim to outpace legacy players. Our ambition is clear: to build the next generation of financial services and make KAST the #1 stablecoin bank globally.

The Senior Legal Counsel (Licensing & Crypto Product) plays a key role in building and scaling KAST. This is a high-ownership position where you’ll take responsibility for meaningful work from day one, collaborate closely with cross-functional teams, and help turn ambitious goals into real-world outcomes.

Your mission is to move fast and raise the bar. You’ll operate in a dynamic, high-growth environment, navigate ambiguity with confidence, and contribute to systems, products, or processes that scale with the company. Quality matters, speed matters, and ownership is non-negotiable.

This role is for builders, people who take initiative, think in systems, and care deeply about doing great work. If you’re excited about working at the intersection of technology, execution, and impact, you’ll feel right at home at KAST.

• Lead the preparation, submission, and management of Money Transmitter License (MTL) applications across US states and international equivalents.
• Act as the primary legal point of contact for state and federal regulators (e.g., FinCEN, NYDFS) during the application and examination phases.
• Oversee and coordinate with specialized outside law firms to ensure high-quality and timely licensing submissions.
• Ensure all licenses remain in good standing, managing renewals and material change notifications.
• Provide legal guardrails during the design phase of new crypto products (e.g., stable coins, or on/off ramp features).
• Conduct deep-dive legal analysis on whether new assets or features trigger securities, commodities, or banking laws.
• Draft and maintain customer-facing Terms of Service, user agreements, and specific product disclosures that mitigate legal risk.
• Stay ahead of global crypto regulations (e.g., evolving SEC/CFTC guidance in the US) and advise leadership on required pivots.
• Partner with Compliance to ensure that legal requirements are translated into clear operational workflows.
• Write high-level legal policies that set the standard for the company's regulatory stance.

• JD degree and active membership in good standing with a relevant Bar association.
• Minimum 5 years of experience specifically in crypto-assets, blockchain, or fintech legal environments.
• Proven experience successfully obtaining MTL licenses (US state-level) and similar financial service licenses (VASP, etc.).
• Deep knowledge of the Bank Secrecy Act (BSA), USA PATRIOT Act, and the  Howey Test  (securities vs. commodities).

Work at the forefront of crypto, payments, and fintech. At KAST, you’ll have high ownership, zero bureaucracy, and a direct impact on building the…