Risk Analyst - LoD Controls Testing and Oversight

Work Location

New York, New York, United States of America

40

$61,880 - $99,320 USD. TD is committed to providing fair and equitable compensation opportunities. The base pay actually offered may vary based upon the candidate’s skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide more specific details for this role.

Governance & Control

The Governance & Control Analyst III provides specialized business governance and control guidance and support for a business or functional area and implements policies/processes and/or initiatives to meet business governance and control objectives. May provide complex reporting, analysis, testing and assessments at the functional or enterprise level and is generally a lead or SME for a given area/function.

TD Bank is guided by the Three Lines of Defense (LOD) Risk Framework:
Risk Ownership (1

LOD), Risk Oversight (2

LOD), and Internal Audit (3

LOD). The second line is independent of the business and provides policies, standards, and methodologies, with authority to assess and challenge the first line’s adherence to those expectations. In this role, you will support the scoping and execution of independent 2

LOD controls testing across business processes and technology platforms, and contribute to regulatory and internal risk reporting.

• Experienced working professional role providing specialized services, advisory or processes/program support within their own area of specialty.
• Requires business experience, conceptual and practical knowledge of own specialty and knowledge of broader related areas.
• Accountable for own work and acts as an escalation point or knowledge resource for others.
• Leads projects or work streams within broader projects with moderate risk and may be accountable for managing ongoing activities, processes and functional programs.
• Works within broad guidelines/policies and independently performs tasks from end‑to‑end.
• Solves moderately complex problems by taking a new perspective on existing solutions.
• Exercises judgment based on the analysis of multiple sources of information.
• Conveys business context when providing guidance within field of specialty to internal or external stakeholders.
• Identifies and leads problem resolution.

• Undergraduate degree preferred.
• Broad knowledge of business and risk and control environment.
• 4+ years of relevant experience.
• Solid knowledge of governance, risk and control procedures, strategies & tactics.
• Knowledge of current and emerging trends.
• Skill in using analytical software tools, data analysis methods and reporting techniques.
• Skill in using computer applications including MS Office.
• Ability to communicate effectively in both oral and written form.
• Ability to work collaboratively and build relationships.
• Ability to work successfully as a member of a team and independently.
• Ability to exercise sound judgment in making decisions.
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines.
• Ability to process and handle confidential information with discretion.

• Execute independent 2
  
  LOD testing of business and technology controls, including test planning, fieldwork, and documentation.
• Execute independent testing in the following areas:
  Control Design & Operating Effectiveness, Transactions Testing, Data Reconciliations, Logic Reperformance, Data Profiling/Analytics, End‑User Computing (EUC) Review, Policy & Procedure Review, Governance/Oversight, and Regulatory Rule Compliance.
• Identify opportunities to streamline and automate controls testing (where appropriate), including through the use of generative AI, agentic AI, and RPI.
• Support maintenance of the testing inventory and update the testing universe and test plans based on regulatory developments and changes in the internal risk profile.
• Partner with business and technology stakeholders to discuss key controls, potential control…