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Senior Lending & Credit Risk Business Analyst

Job in New York, New York County, New York, 10261, USA
Listing for: Tata Consultancy Services
Full Time position
Listed on 2026-09-25
Job specializations:
  • IT/Tech
    Business Systems & Technology Analysis, IT Business Analyst
Salary/Wage Range or Industry Benchmark: 90000 - 110000 USD Yearly USD 90000.00 110000.00 YEAR
Job Description & How to Apply Below
Location: New York

  • Business Analyst in Lending and Credit Risk domain (Private Individual clients)
  • Minimum 6+ years of onsite professional working experience required.
  • Broad experience (also practical) in requirements engineering for large-scale IT solutions as part of scrum teams


Job Description

Must Have Technical/Functional Skills
  • Business Analyst in Lending and Credit Risk domain (Private Individual clients)
  • Minimum 6+ years of onsite professional working experience required.
  • Broad experience (also practical) in requirements engineering for large-scale IT solutions as part of scrum teams
(working directly with the engineers)
  • Broad experience (also practical) in detailing and creation of User Stories as well as concepts and specifications
for agile delivery teams
  • Good analytical and communication skills, strong independence and initiative, ability to work in agile delivery
teams
  • Knowledge of Banking IT (e.g., Frontends & Channels and Cloud Knowhow) and experience in Lending processes
and Credit Risk workflows.
  • Experience in API design (swagger definition) and data mapping.
  • Strong background in systems integrations based on data-driven API’s.
Roles & Responsibilities
  • Lead requirement gathering and analysis workshops with Lending, Credit Risk, and business stakeholders.
  • Convert business requirements into well-defined User Stories, Epics, and Acceptance Criteria for Agile teams.
  • Collaborate closely with Product Owners to maintain and prioritize the product backlog.
  • Define and document end-to-end lending, credit assessment, and credit risk business processes.
  • Create functional specifications, process flows, business rules, and solution design documents.
  • Analyze and define API requirements, including Swagger/Open API specifications and integration workflows.
  • Perform source-to-target data mapping and ensure accurate data flow across integrated systems.
  • Work directly with developers and QA teams to clarify requirements and support sprint delivery.
  • Support SIT/UAT testing, defect triage, and business validation to ensure requirements are met.
  • Act as the liaison between business, technology, and external stakeholders, ensuring successful delivery of
lending and credit risk solutions in an Agile Scrum environment.

Salary Range: $90,000 to $110,000 per year

Qualifications: BACHELOR OF COMPUTER SCIENCE
Position Requirements
10+ Years work experience
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