Junior Insurance Underwriter

Junior Insurance Underwriter

The Junior Insurance Underwriter plays a vital role in supporting the underwriting team by evaluating insurance applications, assessing risks, and determining coverage terms under the guidance of experienced staff. This entry-level position is suitable for individuals eager to embark on a career in insurance underwriting, offering opportunities for hands‑on learning and professional growth. The role involves collaborating with various stakeholders and requires attention to detail to ensure accurate assessments.

Candidates will benefit from a friendly company culture that promotes growth and teamwork in a fast‑paced environment. This position is ideal for those who are adaptable and willing to learn in a dynamic setting.

Salary Range: $55,000 - $65,000 / Year DOE

• Review insurance applications, supporting documents, and client information for completeness and accuracy
• Conduct initial risk assessments using company guidelines, underwriting manuals, and rating systems
• Assist senior underwriters in analyzing applicant risk factors such as financial status, claims history, and property or industry characteristics
• Prepare quotes, proposals, and policy documentation under supervision
• Communicate with agents, brokers, and internal departments to gather additional information needed for underwriting decisions
• Input and maintain data in underwriting systems and databases with accuracy
• Assist in monitoring renewal accounts and assessing changes in exposure or risk level
• Support compliance with internal underwriting standards, regulatory guidelines, and company policies
• Participate in training sessions, workshops, and certifications to develop underwriting knowledge
• Provide general administrative support to the underwriting team as needed

• Bachelor’s degree in Business, Finance, Economics, Risk Management, or a related field, or equivalent experience
• Open to a fresh graduate looking to get into the industry; ideally 1-2 years of underwriting experience
• Proficiency with Excel, Word, and Outlook
• Familiarity with underwriting or CRM systems is a plus
• Experience in the insurance industry is preferred

• 50% of medical coverage for employees, eligible after 3 months
• 401K offered without a match
• 20 days of PTO, negotiable for the right candidate

If you are a Junior Insurance Underwriter looking to take the next step in your career, apply now!