State Filings Analyst

Company Overview

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

MSIG USA continues to grow!

MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

We are seeking a detail-oriented State Filings Analyst to support the preparation, submission, and management of insurance product filings with U.S. state insurance departments for all commercial lines of business. This role plays a key part in ensuring regulatory compliance, supporting product initiatives, and maintaining accurate filing records across jurisdictions. This is an individual contributor role.

• Process Development & Standardization:
  Serve as a key contributor to the development and maturation of an in-house state filings team by designing, implementing, and maintaining standardized state filings processes, documentation, and continuous process improvement initiatives across the filings function.
• Filing Preparation & Submission:
  Prepare and submit insurance filings (rates, rules, forms, endorsements, and supporting documentation) to state insurance departments.
• Filing Systems Management:
  Manage filings through SERFF, Filing Ramp, and other state-specific regulatory systems.
• Form Numbering & Library Management:
  Assist with the development, maintenance, and governance of company form numbering standards and conventions. Maintain accurate and up-to-date form libraries, ensuring forms, endorsements, and related documents are properly cataloged, version controlled, and aligned with approved filing records.
• Regulatory Interpretation:
  Interpret state regulations, bulletins, and filing instructions to determine filing requirements and exemptions.
• Cross-Functional Coordination:
  Coordinate with state filings specialists, actuarial, underwriting, legal, compliance, and product teams to collect required filing materials.
• Status Tracking:
  Track filing status, objections, approvals, and effective dates using internal systems and trackers.
• Objection Response:
  Draft and submit responses to regulator objections and inquiries in collaboration with subject matter experts and state filings specialists.
• Recordkeeping:
  Maintain organized and audit-ready filing records, form inventories, and correspondence.

• Education:
  
  Bachelor’s degree or equivalent work experience.
• Experience:
  
  3–5+ years of experience in insurance regulatory filings, compliance, or related insurance operations.
• Regulatory Knowledge:
  Working knowledge of U.S. insurance regulations and multi-state filing requirements.
• Systems:
  Experience using SERFF and iFile platforms.
• Attention to Detail:
  Strong attention to detail and ability to manage multiple priorities and deadlines.
• Communication:
  Clear written and verbal communication skills.
• Technical Proficiency:
  Proficiency in Microsoft Office (Excel, Word, Outlook); experience with SharePoint or tracking tools a plus.
• Teamwork:
  Ability to work independently and as part of a team.

Salary:
The base pay range is $75,000.00 - $90,000.00 . Salary determinations are based on various…