Commercial Insurance Risk Specialist

A growing real estate organisation is seeking a Risk Management Specialist to help identify, assess, and reduce operational and financial risk across a diverse property portfolio and development projects. This individual will play a key role in insurance administration, claims management, contract compliance, vendor oversight, and risk mitigation programs.

A company in the property industry located in the Bronx.

A growing real estate organisation is seeking a Risk Management Specialist to help identify, assess, and reduce operational and financial risk across a diverse property portfolio and development projects. This individual will play a key role in insurance administration, claims management, contract compliance, vendor oversight, and risk mitigation programs.

• Evaluate operational, construction, financial, and property-related risks.
• Analyse incidents, claims data, and loss trends to identify improvement opportunities.
• Recommend preventative measures, training programmes, and process enhancements to minimise exposure.
• Assist with enterprise-wide risk assessments and mitigation planning.

• Support policy placements, renewals, audits, and coverage reviews.
• Coordinate with brokers and insurance carriers regarding policy requirements and changes.
• Review insurance documentation, endorsements, limits, deductibles, and coverage provisions.
• Maintain accurate insurance records and exposure schedules.

• Assist in the administration of property, liability, workers' compensation, and construction-related claims.
• Coordinate with adjusters, legal counsel, investigators, and internal stakeholders.
• Monitor claim activity, documentation, reserves, and resolution timelines.
• Track trends and identify opportunities to reduce future losses.

• Review contracts to ensure adequate insurance and risk transfer provisions.
• Verify certificates of insurance and supporting documentation from vendors and contractors.
• Support compliance monitoring for consultants, subcontractors, and service providers.
• Identify contractual exposures and escalated concerns when appropriate.

• Monitor relevant federal, state, and local regulations affecting property operations and development activities.
• Provide guidance regarding incident reporting, record retention, inspections, and corrective actions.
• Support internal compliance efforts and risk-related reporting requirements.

• Maintain claims logs, compliance trackers, contract records, and insurance databases.
• Prepare reports on risk metrics, insurance costs, emerging exposures, and mitigation efforts.
• Assist leadership with risk-related presentations and strategic planning initiatives.

• Collaborate with teams across property management, construction, finance, accounting, human resources, technology, and legal functions.
• Serve as a resource on risk management, insurance, and compliance matters.

• Bachelor's degree in Business, Risk Management, Insurance, Finance, Real Estate, Construction Management, Legal Studies, or a related discipline.
• 6+ years of relevant experience in risk management, insurance, claims administration, compliance, construction, property management, or related fields.
• Working knowledge of commercial insurance policies and claims processes.
• Experience reviewing contractual insurance and indemnification provisions.
• Strong analytical, organisational, communication, and problem-solving abilities.
• Ability to manage multiple priorities in a fast-paced environment.
• Proficiency with Microsoft 365 applications, including Excel, Word, Outlook, Teams, and SharePoint.