Junior Underwriter - Retail Excess Casualty

## Junior Underwriter - Retail Excess Casualty Apply:
Hybrid:
NY-NYC (Ave of Americas):
Full time:
Posted Yesterday:
JR-001027

MSIG USA continues to grow!
** Company Overview:
** MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
** Summary/

Job Purpose:

** The Junior Underwriter is a developmental role designed for an insurance professional ready to build a career in underwriting. The position supports Retail Excess Casualty business while gaining hands-on experience in risk evaluation, pricing, renewals, new business, and broker relationship management.  
*
* Essential Functions:

*** Supports the underwriting and servicing of Retail Excess Casualty business, initially working under the guidance of experienced underwriters and within assigned underwriting authority.
* Reviews new and renewal submissions to evaluate risk acceptability, identify missing information, and determine alignment with company appetite, guidelines, and underwriting standards.
* Assists with underwriting analysis and due diligence, including the review of loss information, exposure details, financial information, policy terms, conditions, and other relevant risk factors.
* Develops proficiency in rating and pricing accounts and applies appropriate pricing methodologies in accordance with company guidelines, filings, and applicable regulatory requirements.
* Prepares underwriting files, quotes, and account documentation accurately and in accordance with internal and regulatory standards.
* Reviews policy forms, terms, conditions, and endorsement requests with guidance from experienced underwriters.
* Supports an assigned book of renewal business and progressively assumes responsibility for renewals and new business based on experience, demonstrated capability, and assigned authority.
* Builds relationships with retail brokers and participates in broker and client meetings to support account retention, new business development, and the team’s continued growth.
* Partners with internal teams, including Claims, Risk Engineering, and Marketing, as appropriate, to evaluate risks and support broker and client needs.
* Continues developing technical underwriting knowledge, market awareness, and broker relationship skills through hands-on training, coaching, and shadowing.
* Performs other duties as assigned.  
*
* Supervisory Responsibilities:

** This position has no supervisory responsibilities.  
*
* Qualifications:

** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  
** Education and Experience

Required:

*** Bachelor’s degree
* At least 1+ year (2+ year's preferred) insurance experience within underwriting support, insurance operations, or related industry experience.
* Demonstrated interest in building a career in underwriting, with strong learning agility and motivation.
* Strong analytical, problem-solving, organizational, and attention-to-detail skills.
* Excellent written, verbal, and relationship-building skills.
* Ability to work from the New York City office four days per week.  
** Other

Skills and Abilities

Required:

*** Excellent organizational and computer skills
* 5% travel

Salary:
The base pay range is $90,000. . Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.
Additional Benefits:
Healthcare and Retirement Benefits  Comprehensive medical, dental, and vision coverage  401(k) with a generous employer match and profit-sharing contribution  Wellness incentive program  Life and accidental death and dismemberment (AD&D) insurance  Flexible spending programs  Short-term and long-term disability plans    Additional Benefit Programs  Paid time off program  Paid charitable leave  Paid parental leave  Tuition reimbursement program  Personal insurance (auto/homeowners) discounts    #LI-Hybrid