Junior Underwriter; Commercial Insurance

## Junior Underwriter (Commercial Insurance)
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New York, NY, USA:
Full time:
Posted Today:
R26 _Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Underwriters play a crucial role in evaluating risks and determining the appropriate insurance coverage for individuals or businesses. As a Junior Underwriter, you'll be learning the ins and outs of the underwriting process and gaining practical experience under the guidance of experienced professionals.  
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* Responsibilities and Duties:

*** Learning underwriting guidelines and policies:
You'll familiarize yourself with the company's underwriting guidelines and the criteria used to assess risk.
* Analyzing insurance applications:
You'll review insurance applications submitted by clients, verifying information, and evaluating potential risks.
* Gathering and evaluating data:
You'll collect and analyze data on the applicant's background, risk factors, and any other relevant information to make informed decisions.
* Assisting with risk assessment:
You'll work alongside experienced underwriters to evaluate the level of risk associated with insuring a particular client or business.
* Policy development:
You may assist in developing new insurance policies and products tailored to specific markets or industries.
* Communication:
You'll interact with insurance agents, brokers, and clients to obtain additional information and clarify any questions related to the underwriting process.
* Continuous learning:
As a trainee, you'll be expected to stay updated on industry trends, changes in regulations, and advancements in underwriting techniques.  
** Requirements and

Qualifications:

*** Bachelor's degree in finance, business, economics, or a related field.
* Basic knowledge of insurance principles and practices preferred (previous experience or coursework is a plus but not required).
* Strong analytical and critical thinking skills.
* Attention to detail and accuracy in assessing risk.
* Good communication and interpersonal skills.
* Ability to work in a team-oriented environment.
* Bilingual (English/Mandarin) preferred.
** Pay Range**$21.35 - $31.25 Hourly
* The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.
*** Teammate Benefits & Total Well-Being
** We go beyond standard benefits, focusing on the total well-being of our teammates, including:
* * Health Benefits*:
Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
* * Financial Benefits*: ESPP; 401k;
Student Loan Assistance;
Tuition Reimbursement
* * Mental Health & Wellness*:
Free Mental Health & Enhanced Advocacy Services
* * Beyond Benefits*:
Paid Time Off, Holidays, Preferred Partner Discounts and more.
* Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
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