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Software Engineer – Identity & FinCrime Fintech - Hybrid

Job in New York, New York County, New York, 10261, USA
Listing for: Rosie's People
Full Time position
Listed on 2026-06-25
Job specializations:
  • Security
    Cybersecurity
Salary/Wage Range or Industry Benchmark: 125000 - 150000 USD Yearly USD 125000.00 150000.00 YEAR
Job Description & How to Apply Below
Position: Software Engineer – Identity & FinCrime - (Fintech - Hybrid)
Location: New York

PRINCIPAL SOFTWARE ENGINEER - IDENTITY & FINCRIME

PLEASE READ IN FULL BEFORE APPLYING. INCOMPLETE APPLICATIONS WILL AUTOMATICALLY BE DISQUALIFIED.

IMPORTANT:
Candidates must already possess unrestricted authorisation to work in the United States.

Our client is unable to provide visa sponsorship now or in the future. Applications from candidates requiring sponsorship will be automatically disqualified and will not be considered further.

About the Opportunity

The successful candidate must be physically based in New York, USA and available to attend the office during normal working hours. They operate on a hybrid working model.

Our client is a rapidly scaling international fintech focused on making cross-border money movement faster, simpler and more accessible.

Operating across the United States and Nigeria, the business has already acquired more than 100,000 users and is entering an exciting new phase of growth as it expands its product capabilities, technology infrastructure and international reach.

The organisation is building the next generation of payments, identity and financial technology solutions and is seeking ambitious individuals who want to play a meaningful role in shaping the future of the business.

As part of this next phase of growth, our client is seeking a Principal Software Engineer - Identity & Fin Crime to take ownership of identity verification, authentication and fraud prevention capabilities across the platform.

This is not a traditional corporate engineering role.

They are not simply looking for candidates with impressive company names on their CVs. They are seeking builders, operators and problem-solvers who thrive in fast-paced environments, take ownership without being asked, move quickly, execute effectively and have a proven track record of delivering meaningful outcomes.

This role is ideal for someone who enjoys solving complex technical challenges, working closely with founders and senior leadership, and helping build scalable technology to support significant future growth.

Application Process & Mandatory Qualifying Questions

You must answer ALL questions clearly and specifically within your covering note/letter. Applications that do not provide full responses will be automatically disqualified.

  • Are you currently based in the United States and legally authorised to work in the United States without sponsorship now or in the future?
  • What is your current notice period and earliest available start date?
  • What are your base salary expectations? (You must provide a specific figure or range. Responses such as "market rate", "negotiable" or "open to discussion" will result in automatic disqualification.)
  • How many years of software engineering experience do you have, and have you previously led engineers or engineering teams? If yes, please provide brief details.
  • Have you worked within fintech, payments, banking, digital identity or another regulated financial services environment? Please provide brief details.
  • Only candidates who demonstrate strong technical capability, ownership, execution excellence and relevant industry experience will progress.

    Key Responsibilities
    • Own and help evolve the organisation's identity verification and fraud prevention capabilities
    • Support the continued development of secure, scalable and reliable authentication systems
    • Contribute to improvements across onboarding, identity verification and customer approval journeys
    • Help identify opportunities to reduce fraud, improve customer experience and increase operational efficiency
    • Support the evaluation, implementation and optimisation of identity-related technologies and processes
    • Work closely with engineering, product and leadership teams to deliver strategic objectives
    • Contribute to the development of authentication, verification and fraud prevention solutions
    • Help improve the accuracy, efficiency and effectiveness of customer verification processes
    • Support the ongoing development of secure customer identity and authentication frameworks
    • Analyse risks, trends and opportunities relating to fraud, identity and verification systems
    • Partner with internal stakeholders to improve customer onboarding and verification outcomes
    • P…
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