Software Engineer II, Backend Full Stack - Financial Product Engineering , NY

Software Engineer II, Backend Full Stack - Financial Product

Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.

Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.

Based in San Francisco, CA, Rippling has raised $1.4B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.

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The Financial Product Engineering team is at the forefront of Rippling's expansion into Fin Tech. Our mission is to build a unified, global financial system for businesses—one that is fundamentally integrated with the company's employee, HR, and IT data. We simplify complex, cross-functional processes like global payroll, corporate spending, and expense management, ensuring businesses have precise control and real-time visibility over all money movement.

Our team builds and maintains the core financial products that enable businesses to operate seamlessly, covering areas such as:

• Global Payroll: Developing the systems for calculating, filing, and processing payroll across multiple countries, including tax logic, compliance, and direct money movement infrastructure.
• Spend Management: We’re building the system that gives companies total visibility and control over every dollar they spend. Our platform unifies corporate cards, reimbursements, procurement, bill pay, and travel into one integrated workflow that connects directly to accounting and payroll. Unlike point solutions, Rippling Spend ties policy enforcement, approvals, and accounting in real time, so finance teams can manage spend proactively instead of reconciling it after the facts
• Banking & Fintech Infrastructure: We’re building the simplest, invisible, intelligent financial backbone for global money movement. This platform delivers secure, fault-tolerant, scalable primitives for money movement, billing, reconciliation, compliance, and financial intelligence, enabling rapid launch of financial products with minimal effort, and zero disbursement failures or manual intervention.
• Tax & Compliance Platforms: Designing robust, scalable systems to handle complex, rapidly changing tax and regulatory requirements across all jurisdictions. We operate in a zero tolerance domain for accuracy, timelines and compliance. Our platform manages calculation, setup, filings and payments of taxes for US and ever expanding international markets.

• Design and implement features with an emphasis on backend logic, API development, and data integrity, while also contributing to the frontend implementation.
• Work across the stack, focusing on API design, event modeling, and robust data management while ensuring a seamless connection to the user interface.
• Own the full development lifecycle for features, ensuring that the backend architecture supports both reliable functionality and excellent frontend performance.
• Work closely with cross-functional partners to understand requirements, refine technical scope, and drive successful, reliable feature delivery.

• 2+ years of professional experience with a focus on full-stack development, demonstrating the ability to deliver reliable, end-to-end products using a backend language (e.g., Python/Go) and frontend technologies like React/Type Script.
• Prioritize projects based on business impact, ensuring high-quality implementation without unnecessary complexity.
• Ability to thrive in dynamic environments, quickly switching context between frontend and backend work as needed to accelerate delivery.
• Excellent skills in…