Tech Lead - Sr. Fullstack Engineer

Job Title: Tech Lead - Sr. Fullstack Engineer

Company: USD.AI (Permian Labs)

Location: New York City, NY

Employment Type: Full-time

USD.AI provides AI infrastructure operators with strategic, non-dilutive financing facilities essential for their scale requirements. The protocol delivers non-recourse loans secured by GPU infrastructure and asset level cashflows, offering capital providers exposure to liquid, transparent and tradable credit products secured by income‑producing compute assets.

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Our team draws experience from DRW, Deutsche Bank, Rockpoint, Nansen, Balancer, and other leading DeFi and Trad Fi institutions. We are Series A+‑funded by Coinbase Ventures, Dragonfly, DCG, Nascent, Ethereal and others. We’ve built financial and blockchain products facilitating hundreds of millions in transaction volume across diverse asset types. We have no middle managers and move quickly from idea to execution.

We value integrity, high‑agency and the ability to operate in ambiguity above all else.

The Senior Fullstack Engineer role calls for someone who's excited to act both as a self‑motivated, high‑autonomy individual contributor and as a team leader for our front‑end developer group. This person will bring high‑level structure to our code base, deploy AI across the organization, and guide peers to build the next generation of financial technology. You will gain ownership over our existing suite of web products, as well as the ability to influence the creation, design, and execution of future products.

You will be responsible for ensuring a consistent, high‑quality user experience across transactional interfaces, data‑heavy analytics pages, homepages, documentation portals and more.

• Full‑stack implementation:
  Own end to end development of core products as both individual contributor and team leader. Build out our 'borrower' ecosystem suite of tools. Maintain high‑quality, scalable, and reusable codebases for user‑facing applications
• Lead back‑end work streams including integration of partner APIs (for hardware monitoring, CRM interaction, subgraph for updating loan data on frontend); maintain strong database structure and pipelines
• Evolve technical architecture:
  Make foundational decisions on system design, data modeling, API architecture, and third‑party integrations (banking, stablecoin rails, on‑chain data) to support a scalable, secure lending platform.
• Drive company‑wide AI strategy:
  Identify and execute opportunities to integrate AI across our product suite, operations, and customer interactions. Own the roadmap for AI features and capabilities, including productization of deal underwriting process.
• Create trustworthy user experiences by building interfaces that are simple, easy to comprehend, performant and reliable using tools like React, Typescript, Next.js, etc.
• Collaborate with and lead designers and backend engineers to implement new features and integrations.
• Shape and own product roadmap:
  Partner with founders to translate protocol capabilities and business objectives into a prioritized engineering roadmap—balancing near‑term borrower experience improvements against longer‑term infrastructure investments.

• 5+ years of software engineering experience
• Strong hands‑on experience with modern AI/ML frameworks and applied tools.
• Strong full‑stack engineering skills with experience in our tech stack (React, Type Script, Next.js, Node.js) or similar modern web frameworks.
• High‑agency, self‑directed operator comfortable working in early‑stage environments. You identify problems, propose solutions, and drive them to completion with minimal oversight.
• Excellent communication skills and ability to translate complex AI concepts for non‑technical stakeholders.
• Nice to have:
  Experience with Web3 frontend stack (Wagmi/Viem, smart contract interaction), crypto/DeFi, or financial services. Experience with LLMs, prompt engineering, and agentic systems.

• Base salary ($250k+) competitive with crypto or finance startups
• Long‑term token and equity incentive package.
• Unlimited PTO.
• Transparent, impact‑driven culture that rewards results over politics.
• Support for professional development and clear growth paths as we scale.