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Distinguished Engineer; Decisioning Platform

Job in New York, New York County, New York, 10261, USA
Listing for: Capital One
Full Time position
Listed on 2026-08-30
Job specializations:
  • Software Development
    Cloud Engineer - Software, Software Engineer, AI Engineer (Applied/Software), Software Architect
Salary/Wage Range or Industry Benchmark: 293600 - 335100 USD Yearly USD 293600.00 335100.00 YEAR
Job Description & How to Apply Below
Position: Distinguished Engineer (Decisioning Platform)
Location: New York

Capital One’s Card Decisioning Platform team is responsible to enable our business to manage risk and drive business value across the customer lifecycle by providing real-time, accurate , secure and AI powered decision-making solutions for customer transactions, fraud detection, alerts, credit inquiries and applications across card, lending and banking products.

In this role, you will work with our decisioning platform squads to provide architectural guidance and technical leadership to help build the destination workflow orchestration for capital one. You will be a thought leader in this space to ensure we are building a world class platform that is scalable, resilient, multi-tenant and can support a variety of use cases in a frictionless manner catering to business users, engineers and analysts needs

You will work with other Distinguished Engineers, Engineering leaders and Product partners to detail out design solutions and work closely with Software engineers to develop and engineer the products as envisioned by creating POCs, working with spec and code. Most of your time will be spent on writing code, reviewing PRs, and delivering code at a faster pace. You will be responsible to help the teams with setting up the best in the industry engineering culture and developer experience while also helping to remove technical impediments faced by your teams..

Additionally, you will provide mentorship and strategic guidance to our engineer, product, and leadership groups.

If you are ready to provide thought leadership and build engineering excellence across Capital One’s engineering teams, come join us in our mission to change banking for good.

Key responsibilities
  • Articulate and evangelize a bold technical vision for your area of responsibility
  • Decompose complex problems into practical and operational solutions by willing to write code and create low level designs
  • Ensure the quality of technical design and implementation
  • Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability, observability and operability
  • Continue learning and injecting advanced technical knowledge into our community
  • Handle several projects simultaneously, balancing your time to maximize impact
  • Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community
  • Ability to apply the right level of judgement on delegation of work to mentor individual contributors and thereby help to mentor and coach next generation of distinguished engineers
Basic Qualifications
  • Bachelor’s Degree
  • At least 7 years of experience as hands on full stack or backend technologist
  • At least 5 years of professional experience coding in commonly used languages like Java, Python, Go
  • At least 5 years of experience in software engineering, architecture, solution architecture, site reliability engineering
  • At least 3 years of experience in cloud native technologies (AWS, Microsoft Azure, Google Cloud)
Preferred Qualifications
  • Master's Degree in Computer Science or a related field
  • 10+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support
  • 8+ years of experience in designing large scale and resilient applications
  • 3+ years of experience with solutioning a large scale platform
  • Familiarity with AI agents, agent orchestration and architecture

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

McLean, VA: $269,100 - $307,200 for Distinguished Engineer

New York, NY: $293,600 - $335,100 for Distinguished Engineer

Richmond, VA: $244,700 - $279,200 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives…

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