Mortgage Loan Processor - Brick Capital

Mortgage Loan Processor - Brick City Capital

Brick City Capital is a private real estate lender built by investors, for investors. We don't just fund deals; we outpace the market. We are scaling rapidly the Greater NY area for proven producers who want to lean into a high-growth, tech-driven environment.

Founded in 2018 proudly headquartered in Newark, NJ, we are scaling rapidly and building a world-class team committed to operational excellence, bold growth, and long-term impact.

We have integrity, entrepreneurial drive, and a commitment to excellence shape everything we do. We move with accountability and ownership, pushing innovation forward through collaboration and a culture that’s truly out of this world. Fast‑paced and mission‑driven, we offer real opportunities for growth and a team environment where both collective wins and individual achievements are celebrated.

• $800M+ in total funding
• 18-day average closing timeline
• 85%+ close rate with an 80% repeat borrower rate
• NPLA 2025 Innovator of the Year
• Scotsman Guide Top DSCR Lender & #1 fastest-growing DSCR lender
• Market‑Leaning Product:
  Pricing in the 5’s with a full DSCR and non‑QM product mix

The Mortgage Loan Processor is responsible for independently managing a pipeline of mortgage loan files, including the review, verification, and validation of financial, credit, and property documentation to ensure accuracy, completeness, and compliance with company policies and investor guidelines. This role handles more complex loan scenarios and serves as a key contributor to maintaining efficient loan progression in a fast‑paced environment.

This is not just a typical processing, paper gathering position— you will quarterback the entire loan lifecycle, working a high‑intent pipeline of DSCR and non‑QM business.

• Execute and oversee the processing of loan transactions, ensuring accuracy and compliance with internal policies and regulatory standards primarily focused on document collection and verification
• Collaborate with various teams to streamline processing workflows and identify opportunities for efficiency improvements
• Conduct comprehensive pricing analysis on various loan products to support informed decision‑making
• Stay abreast of market trends, competitive pricing, and economic indicators to adjust pricing strategies accordingly

• Serve as a primary point of contact for assigned client accounts, addressing inquiries, providing updates, and ensuring overall client satisfaction
• Collaborate with clients to understand their financial goals and tailor solutions to meet their individual needs

• Utilize analytical tools and software to extract, analyze, and interpret financial data, providing insights for strategic decision‑making
• Generate regular reports for internal and external stakeholders, highlighting key performance indicators and trends
• Work closely with the underwriting team to identify potential risks associated with processing and pricing activities
• Develop and implement risk mitigation strategies to safeguard the interests of the company

$60,000 + variable cash compensation component

• A realistic $90k‑$120k/year cash OTE for top‑tier producers.
• No gimmicks: an aggressive, production‑based commission structure with an uncapped upside.
• The platform: benefit from an 85%+ close rate and massive borrower loyalty.
• Lead flow: access to a proven AI‑driven marketing and follow‑up funnel that feeds you real opportunities, not just "noise".

• 1+ years of proven experience and success track record in private/non‑QM/DSCR/investor lending.
• Documented track record of consistent (over) production, such as files volume.
• Demonstrated expertise in complex DSCR loan structuring, portfolio management, and navigating intricate lending scenarios.
• In‑depth knowledge of market trends, property valuation, and investment analysis.
• High personal standards and ownership mentality.
• Strong analytical, financial modeling, leadership, communication, and mentoring…