Senior Risk Analyst

• Monitor merchant and transaction activity in real-time and over time to detect patterns, anomalies, and potential fraud.
• Analyze large sets of data to identify risk trends, including chargebacks, returns, and unusual volume spikes.
• Create and refine rules, alerts, and reports in risk monitoring tools to flag suspicious behaviors.
• Investigate alerts, escalations, and potential fraud cases, documenting findings and making recommendations for next steps.
• Collaborate with underwriting, compliance, and operations teams to ensure alignment in risk controls and merchant reviews.
• Provide data-driven insights to support decision-making and improve risk strategies.
• Help improve internal tools and processes for risk detection and mitigation.

• Minimum 2 years of experience in risk analysis or fraud detection, ideally within the merchant services or payments industry.
• Strong analytical skills with experience analyzing transactional data and identifying risk trends.
• Deep understanding of payment ecosystems, fraud typologies, chargebacks, and risk scoring systems.
• Excellent critical thinking, problem-solving, and communication skills.
• Ability to thrive in a fast‑paced, high‑volume environment.

Demonstrates expertise in risk analysis and fraud detection within the payments industry, utilizing strong analytical skills to identify risk trends and improve risk strategies. Proficient in collaborating with cross‑functional teams to enhance risk controls and internal processes.