Business Banking Officer

Business Banking Officer (Commercial & Agricultural)

Location: Oakes, North Dakota

Employment Type: Full-Time

Compensation: Competitive salary based on experience

Join Our Team as a Business Banking Officer

Are you a relationship-driven banking professional with experience developing commercial and agricultural banking relationships? We're seeking a Business Banking Officer to build new business, manage a portfolio of commercial and agricultural clients, and provide financial solutions that help local businesses and producers succeed.

This is an opportunity to become a trusted advisor within the community while helping businesses grow through personalized banking and lending solutions. If you enjoy building long-term relationships, developing new business, and making a meaningful impact in your community, we'd love to hear from you.

• Develop new business banking relationships through networking, referrals, business development activities, and community involvement.
• Manage and grow a portfolio of commercial and agricultural lending relationships while providing exceptional customer service.
• Analyze financial statements, cash flow, collateral, and credit risk to structure appropriate lending solutions.
• Originate, underwrite, service, and monitor commercial and agricultural loans in accordance with lending policies and regulatory requirements.
• Cross-sell business banking products and services, including deposit accounts, treasury management solutions, and other commercial banking offerings.
• Conduct regular customer visits to understand business needs, identify growth opportunities, and strengthen long-term relationships.
• Ensure all lending activities comply with internal credit policies, banking regulations, and compliance standards.
• Stay informed on local business conditions, agricultural markets, and economic trends to provide knowledgeable financial guidance.
• Collaborate with internal banking partners to deliver comprehensive financial solutions that meet customer needs.

• Bachelor's degree in Business, Finance, Economics, Agriculture, Animal Science, or a related field preferred.
• Three or more years of experience in commercial, business, or agricultural banking.
• Experience developing business relationships and managing a commercial or agricultural loan portfolio preferred.
• Strong knowledge of commercial lending, credit analysis, financial statement analysis, and underwriting principles.
• Understanding of banking regulations and compliance requirements.
• Proven business development, networking, and relationship management skills.
• Excellent communication, analytical, and problem-solving abilities.
• Self-motivated with strong organizational skills and the ability to manage multiple priorities independently.
• Commitment to providing exceptional customer service and building long-term client relationships.

• Competitive salary based on experience.
• Performance-based incentive opportunities.
• Comprehensive benefits package, including medical, dental, vision, life insurance, and Health Savings Account (HSA) options.
• 401(k) with employer contributions and retirement planning opportunities.
• Paid vacation and holidays.
• Professional development and career advancement opportunities.
• A collaborative, community-focused culture where employees are empowered to make a meaningful impact.