BSA Analyst & Fraud Specialist

Opportunity Overview

We have a unique opportunity for an experienced and detail‑driven professional to join our Compliance team as a BSA Analyst & Fraud Specialist. This role plays a critical part in protecting the Bank and our customers by monitoring transactions, investigating suspicious activity, and helping prevent fraud, money laundering, and other financial crimes.

The BSA & Fraud Analyst performs risk functions that support compliance with laws, rules and regulations associated with the Bank Secrecy Act, Anti‑Money Laundering (AML) regulations, the USA Patriot Act, Customer Identification Program, Beneficial Ownership, and Office of Foreign Asset Control (OFAC) requirements.

• Assist with the review and remediation of potential OFAC and PEP screening matches.
• Serve as a BSA/AML subject‑matter resource for co‑workers.
• Conduct customer due diligence and enhanced due diligence at onboarding and ongoing.
• Remediate alerts from the transaction monitoring system and, when appropriate, escalates alerts.
• Identify and monitor high‑risk customers and activities.
• Identify areas of improvement and present recommendations related to the BSA/AML program.
• Contribute to compliance training materials for staff.
• Participate in meetings to identify gaps within current practices.
• Make recommendations for policies and procedures to meet regulatory expectations.
• Monitor new and proposed laws and regulations in a timely manner.
• Conduct ad‑hoc projects that involve research and data gathering to stay compliant.

• Perform daily review, monitoring, and analysis of various reports, logs, and transaction data to identify trends and unusual activity.
• Aid in the creation of reports presented to committees and the Board.
• Assist in preparation for internal audits and state/federal examinations.
• Assist in compliance with 314(a) and 314(b) (PATRIOT Act) responsibilities.

• Bachelor’s degree (or equivalent) in Accounting, Finance or related field; 3+ years BSA experience preferred.
• Strong written and verbal communication, time‑management skills and working knowledge of Excel.
• Possession of CAMS or similar Anti‑Money Laundering certification is a plus.
• Knowledge of OFAC, CDD, EDD, CIP laws and AML practices.
• Working knowledge of BSA, AML, Patriot Act, OFAC, and FFIEC guidelines.
• Strong knowledge of transaction monitoring systems and SARs reporting.
• Strong analytical and data synthesis abilities.
• Ability to conduct extensive research and apply data to improve the BSA program.
• Professionalism in client interactions.
• Excellent organizational skills and ability to manage multiple priorities.
• Attention to detail and fact‑finding ability.
• Ability to resolve issues independently and meet deadlines.
• Team oriented and persuasive.
• Excellent interpersonal communication skills, including instructing others and writing reports.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, status as a veteran, or as an individual with a disability.

Participant in E‑Verify.