AVP - Portfolio Manager, Sponsor Finance

Position Overview

This individual will be responsible for the day-to-day management of the Sponsor Finance portfolio of Mitsubishi HC Capital America, Inc. (MHCA). Daily activities will be centered on the monitoring and management of the portfolio including the preparation of credit underwriting memos in support of amendments, modifications, and extensions of existing credit facilities. Key areas of focus will be the management of credit risk, the monitoring of compliance, preparation of internal reporting, and the maintenance and monitoring of client and agent bank relationships.

This position will collaborate closely with the underwriting and sales teams to provide superior customer service and client retention.

The incumbent must understand, abide, and uphold the system of internal controls related to the essential duties and responsibilities of the position.

• Compile weekly and monthly portfolio reports for the Sponsor Finance portfolio.
• Prepare trend cards as needed and aid in the preparation and presentation of the quarterly portfolio reviews for Sponsor Finance.
• Update financial projections and enterprise value analysis as needed.
• Proactively identify adverse client trends and take necessary steps toward positive resolution and minimize credit loss exposure.
• Determine appropriate risk rating for each borrower while ensuring timely rating changes as needed.
• Perform due diligence in the preparation of credit underwritings in support of amendments, modifications, and extensions for existing transactions.
• Make recommendations to senior management regarding transactions for approval under local delegation or for their recommendation for approval by the International Credit Division.
• Attend bank meetings in person or via teleconference as needed.
• Coordinate with agent banks to confirm covenant and financial reporting is in accordance with loan document requirements.
• Understand industry dynamics and how economic conditions impact credit quality and transaction structure.
• Work with underwriters to ensure smooth transition of onboarding new business.
• Assist with the underwriting of new business as needed.
• Manage Salesforce records and information files.

• Manage Credit Analyst for Sponsor Finance.

• Credit assessment, structure, and transaction communication within company prepared guidelines.
• Credit signature authority in accordance with established credit policy guidelines.
• Control portfolio risk and mitigate loan loss to acceptable levels.

• Experience with sponsor finance transactions (acquisition finance, LBOs).
• Knowledge of structuring, underwriting, and documentation practices related to senior secured cash flow loans.
• Understanding of corporate finance principles, including financial statement analysis, projection analysis and financial cash flow modeling (three statement models).
• Familiarity with reporting and financial covenants for senior secured cash flow loans.
• Understanding of industry dynamics and how economic conditions impact credit quality and structure.
• Strong computer software skills (Excel, Word, PowerPoint, Salesforce).
• Excellent interpersonal, organizational, verbal, and written communication skills.
• Team player with positive attitude who understands role and how it relates to overall company success.
• Adept at working with clients and presenting to senior level executives.
• Time Management: ability to organize and manage multiple priorities and complete on a timely and accurate basis.
• Clear understanding of MHCA’s credit policies and operational procedures.

• Thinking Skills
• Analytical ability
• Ability to synthesize
• Problem-solving
• Communications
• Ability to transmit information
• Ability to listen
• Interpersonal Relationships
• Ability to work in a Team
• Technical and Professional
• Detail-oriented
• Ability to work independently
• Personal Qualities
• Action-oriented
• Resilient
• Adaptability
• Self-starter
• Entrepreneurship
• Business Acumen
• Client-oriented

• BS in Accounting, Finance, Economics or equivalent experience.
• CFA candidate Level II/III or charter…