AVP, Correspondent Mortgage Credit Manager

The Credit Underwriting Manager provides full leadership and supervisory responsibility, overseeing the fast‑paced lifecycle of purchasing mortgage loans within the correspondent channel. The role focuses on ensuring operational efficiency, regulatory compliance, and high client satisfaction. The manager actively manages daily operations, develops and implements process improvements, leads and mentors the operations team, and serves as the primary liaison for correspondent partners.

• Performs oversight of the Client Excellence Team within the Correspondent channel that supports sellers through the prepurchase review process.
• Supports the Correspondent Account Executives in their initiatives against volume goals.
• Responsible for managing risk and controls and maintaining quality expectations set forth by the organization.
• Monitors capacity against established plans and forecasts.
• Integrates in-depth credit operations knowledge with a solid knowledge of industry standards and practices.
• Uses sound judgment to complete more complex credit transaction reviews.
• Performs analysis of credit and investor delivery quality on mortgage transactions.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervising the activity of others and creating accountability with those who fail to maintain these standards.

• 5-8 years of previous Mortgage Credit Analysis experience required.
• Extensive mortgage industry knowledge related to creditworthiness, regulatory requirements, and agency guidelines is required.
• Knowledge of mortgage documentation including closing and post‑closing documents.
• Correspondent Lending experience preferred.
• Working knowledge of reporting and presentation skills is a plus.

• Bachelor’s/University degree or equivalent experience.

Job Family Group:
Risk Management | Job Family:
Credit Risk | Time Type:
Full time | Primary

Location:

Ofallon, Missouri, United States | Salary Range: $90,080.00 – $

Benefits:
Medical, dental & vision coverage; 401(k); life, accident, and disability insurance; wellness programs; paid time off including vacation, sick leave, and paid holidays. Eligible employees may also receive discretionary and formulaic incentive and retention awards.

Citi is an equal‑opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review accessibility resources.

View Citi’s EEO Policy Statement and the Know Your Rights poster.