Senior Software Engineer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Software Engineer

Who is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

The Decision Management Program (DMP) delivers industry‑leading intelligence that enables faster, smarter decisioning at global scale across the payment journey and beyond. Through a suite of products, DMP structures and applies complex business logic to help teams manage risk, adapt quickly to changing regulatory, geopolitical, or market conditions, and drive profitable customer engagements. Built for resiliency, availability, and future growth, DMP empowers Mastercard's market-facing programs with agile, intelligent decision management capabilities worldwide.

A Senior Software Engineer is an experienced individual contributor who designs, develops, tests, and maintains complex software solutions while serving as a technical leader and mentor within their team. This role applies deep technical expertise to solve non‑trivial problems, influence design decisions, and improve engineering practices, while collaborating closely with product, operations, and other stakeholders.

Senior Software Engineers operate with high autonomy, contribute across the full software development lifecycle, and are expected to raise the technical bar for the team through code quality, system design, and knowledge sharing.

Role

* Own software delivery tasks (code development, test, deployment, release, configuration and documentation) at an application/software component level

* Able to troubleshoot and refactor existing code for exceptional code quality.

* Adopt new languages and architecture patterns needed for the work.

* Participate and contribute to team's agile process and decisions. Understand and contribute to Prioritization.

* Pull from backlog and deliver work after seeking guidance from experienced team members and in partnership with full scrum team.

* Automate build, operate, and run aspects of software

* Drive code/design/process trade-off discussions within their team when required

* Drive integration of services focusing on customer journey and experience

* Perform demos/acceptance discussions in interacting with Product owners

* Understands operational and engineering experience, actively works to improve experience and metrics in ownership area

* Develop complete understanding of end-to-end technical architecture and dependency systems.

* Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members

* Mentor and guide new and less-experienced team members

* Identify opportunities to improve an overall process and trim waste

* Share and seek knowledge within their Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity

All about you

* Working experience across multiple programming languages (JAVA is a must) and frameworks

* High-energy, detail-oriented, proactive, and able to function independently under pressure

* Passion for continuous learning and challenging opportunities

* Strong communication…