Financial Analyst

Posted Wednesday, February 25, 2026 at 11:00 AM

Our ideal candidate
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We are seeking candidates deeply committed to our mission: to transform the banking industry from within. We lead by example, collaborate with and invest in change‑makers and build sustainable prosperity in our communities.

Who we are
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Beneficial State is one of only a handful of B‑Corp banks in the nation and one of the highest‑rated B‑Corps on the planet. That means that we subscribe to a rigorous evaluation standard that measures our positive impact, not just our profitability. We demonstrate how a bank can combine social equity, environmental sustainability, and business stability to create a better financial system – a system that drives inclusive prosperity to benefit people and the planet.

Join our team
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If you are ready to do challenging and transformative work that will build a brighter future for us all, and you are hungry to bring your passion and energy to the table, we welcome your application.

The Financial Analyst is responsible for helping develop and maintain complex, driver‑based financial models; performing financial, profitability, and variance analysis; and partnering with business leads to provide thoughtful financial advice in support of strategic decisions at Beneficial State Bank. The role includes month‑end financial and regulatory reporting and analysis, accounting support, budgeting, cost control, investment analysis, and asset‑liability management. The Financial Analyst analyzes and interprets financial data to forecast the impact of economic scenarios, risks, and business changes, tracks variances between projections and actual results, and recommends adjustments or improvements.

This role prepares balance sheets, income statements, cash flow analyses, and other financial reports to assess financial health while ensuring compliance with organizational and regulatory financial policies, standards, and controls. The Financial Analyst is a self‑starter who works independently as well as collaboratively within a dispersed team of finance and business professionals.

Financial Analysis and Planning

• Supports the annual financial planning cycle, including building, maintaining, and updating the Bank’s driver‑based financial model, developing the planning calendar, and coordinating deliverables.
• Partners with business leaders and functional teams to gather assumptions and inputs for forecasts, budgets, and multi‑year projections.
• Maintains and reviews recurring and ad‑hoc financial models and conducts scenario, sensitivity, and stress testing analyses to assess the impact of economic conditions, balance sheet changes, and strategic initiatives.
• Performs deep‑dive analyses on key issues impacting the Bank and its clients to identify root causes, quantify financial impact, and propose data‑driven solutions.

Financial Reporting and Performance Management

• Prepares and maintains monthly financial reporting packages, including income statements, balance sheets, cash flow analyses, and key performance metrics.
• Produces profitability reporting by segment, product, or line of business, providing insights and recommendations to improve efficiency and financial performance.
• Tracks and analyzes variances between actual results and forecasts or budgets, identifying trends, risks, and opportunities.
• Dissects raw accounting and financial data into clear, summarized analyses for management and business partners.

Business Partnership and Strategic Support

• Works closely with business partners to provide financial analysis and decision support related to investments, new products, pricing, efficiency initiatives, and cost control.
• Produces ad‑hoc financial analyses in support of strategic decision‑making, peer benchmarking, governmental reporting, and merger, acquisition, or disposition strategies.
• May act as a consultant to management on financial policies, procedures, methodologies, and analytical applications.
• Builds and maintains strong relationships with key stakeholders across Finance, lines of business, and enterprise functions.

Regulatory, ALCO, and Balance Sheet Activities

• Supports the quarterly…