Associate, Finance

About The Role

We’re seeking a Finance Associate to support the Finance Business Partnerships function  this role, you will play a critical part in ensuring budgeting and forecasting accuracy while driving forward high‑impact strategic and financial initiatives. You’ll partner closely with business leaders and finance team members to provide insights, influence decision‑making, and help shape Chime’s financial strategy.

Supporting the R&D organization, you will collaborate with R&D leaders, analytics, procurement, and a host of other partners to drive accuracy and predictability in our cost forecasting. You will also help the R&D teams create the planning and budgeting process and work closely with the team to develop budget tracking and reporting.

As part of your support of the Risk organization, you will support our transaction loss projection efforts by partnering with Risk and Product leadership to drive high‑fidelity forecasts, understanding key drivers intersecting our risk appetite and product roadmap.

On this highly cross‑functional team, you will collaborate with partners across the organization to ensure alignment and accountability. You will support the bottoms‑up planning and budgeting process, develop financial models to deliver key reporting and insights, and proactively identify opportunities to leverage AI and automation to streamline processes and increase efficiency across our finance workflows.

The base salary for this role begins at $101,000 and can range up to $140,000 based on level, location, skills, and experience. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits.

• Develop, deliver, and maintain insightful reporting for business leadership to ensure departments operate efficiently and within budget.
• Own and optimize the budgeting process and improve forecasting accuracy through advanced modeling to support decision‑making and accountability.
• Partner cross‑functionally with business leaders to support bottoms‑up planning, headcount management, and strategic initiatives.
• Leverage AI and automation to streamline financial processes, build efficiencies, and enhance reporting and forecasting capabilities.
• Provide data‑driven insights to facilitate decision making and influence strategy with financial model building, reporting, process flow, and dashboard development.
• Continuously improve financial processes and tools, implementing scalable solutions that support Chime’s growth and enable smarter, faster decision‑making.

• Minimum 3+ years of Finance/FP&A, investment banking, Big 4 accounting/advisory, or consulting experience.
• Bachelor's Degree, or equivalent degree in Finance, Accounting, Economics or other relevant field.
• Track record of budgeting, forecasting, and financial modeling with strong accuracy and attention to detail.
• Strong sense of ownership and commitment to quality, working diligently to navigate ambiguity and obstacles and drive projects to completion.
• Strong process‑improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time.
• Proven ability to manage multiple priorities and competing deadlines in a fast‑paced environment.
• Advanced G‑Suite, Microsoft Excel, Word, and presentation tools (PowerPoint, G‑Slides) skills required.
• Experience identifying, designing, or deploying AI‑driven use cases within finance workflows (e.g., forecasting automation, reporting acceleration, variance analysis, or scenario modeling).
• Bonus
  
  Experience:
  
  Pigment, Netsuite, Looker, Workday, SQL, Snowflake, Python/coding tools, and direct experience with R&D and/or transaction loss forecasting.

• In‑office work policy designed to keep you connected – with four days a week in the office and Fridays from home for those near one of our offices, plus team and company‑wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In‑office perks including backup child,…